We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Holey Moley!
Comments
-
My bank says I own 32% but I feel more proud of my 25% because I did that instead of the world outside doing that. It's a bit mental how much it's supposedly increased by! But you're right, I hadn't thought about remortgaging.
In unrelated news, I joined a dating site yesterday. In last than 24 hours I've decided that I hate it.Whats up with one word answers? There's no way of responding to hehe.
5 -
Some people just don't know how to have a conversation - makes me glad I'm not single, even if DH is currently annoying me!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202
-
I think my problem is that I quite like being single!
Hope he's annoying you with more than one word answers!2 -
Just caught up, with your diary KP, you do get some bargains! I went in a local charity shop for the first time in ages last week and it was so expensive, I could have bought a lot of it new for less, such a shame.MFW 67 - Finally mortgage free! 💙😁1
-
I love going into charity shops. This week I got more hotter shoes £4.50, a m&s thermal top for £3.75, a Laura Ashley top for £3.25, a never played card game for £0.99 and a teddy bear jumper (John Lewis) for £5.50. The key is persistence and choosing where you shop. My more expensive items usually come from a err more expensive place with fancy smancy people living there. The cheaper come from a more middle class area, I'm a big fan of the old style charity shops where you have to poke and prod.
Some places really do have insane prices and you have to be wary. Yesterday I found some Armani shirt for £70, who goes into a charity shop to pay that much on a shirt? Plus there was a puzzle with its original price of £18 ish. Their asking price? £16!2 -
That’s some very strange pricing! I wouldn’t pay £70 for a new shirt 😱MFW 67 - Finally mortgage free! 💙😁1
-
I try not to spend much on clothes either. Like sometimes it just doesn't suit or it's only suitable for a specific thing.
This week has been punishing. Been to hospital for a family member and said family member had a delayed operation so very emotionally charged as well as very early mornings. I shall say no more because I complain too much as it is!
Got my sister in law a Jaeger bag for Christmas, now I'm looking for something nice (a pocket watch maybe) for my brother. Got myself a heater to replace the one that I stole from mum about 2 years ago. Also got 5 big green mugs to replace my small grey ones that annoy me for £4, a pretty magazine holder for £2.50 which I will use for my post that I ignore, a cardigan for £3 and a necklace for a whopping £20. It's so pretty.
Work is as ever stressful, I think in the last 6 months we have had a quarter of the work force resign.
Started binge watching old series of the apprentice. Possibly the most joyful thing ever. Starting series 10 and there's the sexist woman and it is hilarious.3 -
Today is a sad day, it's the anniversary of my dad going into a coma, where he later died nearly a year after. I have been asleep for most of today and I think it's a good use of the day!
Been spending a silly amount on food recently, I must do better!
Saw my friend's baby again and she's walking annnnnnd shouting (no indoor voice yet).4 -
Just caught up on your diary. Sorry it's the anniversary for your dad's coma. It sounds like you've been through some tough times but hopefully are coming through the other side.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Sleep sounds like a sensible thing to do on an emotionally hard day xxI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards