Friend wants me to be Guarantor but I have concerns

micky2phones

Hi, I agree with all the above posts, DO'NT DO IT !

JGB1955

Checks calendar...is it April 1st already?

Blackbeard_of_Perranporth

I got as far as Filipino.

Tell the ex friend to forth, multiply and go

yellowbear

rh205 wrote: »

2) The woman hasn’t even had her visa application accepted yet. If it is accepted then who’s to say the relationship lasts. They could be sick of the sight of each other after a few months. It all seems to be moving so fast. He seems to be putting this woman before his current children. It could be said that he’s letting his heart rule his head. I would also question whether she is coercing him into having the procedure done.

It's not his heart that's ruling his head...

[Deleted User]

Blackbeard_of_Perranporth wrote: »

Tell the ex friend to forth, multiply and go

He needs the money to go forth and multiply :rotfl:

SnowTiger

rh205 wrote: »

My friend met a Filipino woman online. They’ve been talking online for over a year and met up for the first time for two weeks a couple of months ago. The plan is for her to come to the UK for six months and if it all works out they’ll get married. He has three children with his ex and lives in a rented apartment.

A couple of days ago he asked me to be a guarantor for his medical bill. He promises that he will be able to pay the bill and has said he’ll do extra shifts to pay for it. He is having a reverse vasectomy because he wants to have a child with the Filipino woman because she has no children. The procedure costs about £2775 with monthly payments of £198. He has deposited £400. The procedure isn’t available on the NHS and therefore he has to go private.

[...]

1) He has a track record of never having a lot of money left at the end of each month. He owns expensive bikes and is paying for a bike he bought on credit. He has a poor credit score and can barely afford to support himself and his current children. However he says he will do extra night shifts to cover the costs.

DON'T DO IT.

If your friend had squirrelled away £198 a month he could funded the operation himself after twelve months.

A visitor's visa is cheap, but difficult for Filipinos to get. They have to prove they will return to the Philippines after their stay.

Bringing a partner to the UK on a family visa is expensive. Someone who's sniffing around for a loan of just over £2,000 doesn't have the funds to do it.

Tigsteroonie

Don't do it. Don't say that it might scupper your mortgage - say that it WILL scupper your mortgage.

Sweet_Girl_x

Agree with the above... it's a definite NO!

Tell him that the loan will harm your chances of getting your mortgage.

If he wants the money that badly he can sell his bikes? :beer:

Clive_Woody

Save yourself a lot of money and offer to impregnate his future wife for him saving him money and an unpleasant medical procedure.

The_Fat_Controller

DON'T DO IT !

Not often I shout, but this would be a terrible mistake, it could ruin your financial future.