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10 years here. My final diary this time!
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Fingers crossed you get the job, hope they don't keep you waiting too long.
Glad the kids went back to school ok, mine go back on Wednesday and they are really looking forward to getting back in the routine.
Yay to the arrears paid and paying a chunk off the loan, 2 months nearer to dfw!
H x0 -
I hope you get the job clearmydebts. It's hard to find ones to fit around kids.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Fantastic news about the arrears in benefits and being able to pay a chunk off debt.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
hugglemonster wrote: »Fingers crossed you get the job, hope they don't keep you waiting too long.
Glad the kids went back to school ok, mine go back on Wednesday and they are really looking forward to getting back in the routine.
Yay to the arrears paid and paying a chunk off the loan, 2 months nearer to dfw!
H x
Thanks HM! 2 months nearer indeed. 2022 seems like a long way off so I want to get the DFD back into 2021 asap!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
parsniphead wrote: »I hope you get the job clearmydebts. It's hard to find ones to fit around kids.
Thanks PH. It definitely is hard to find a job to fit in around kids, espcially with DD having extra support needs. I need to get her sorted before I can take on anything with more responsibility.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
savingholmes wrote: »Fantastic news about the arrears in benefits and being able to pay a chunk off debt.
Thanks SavingH. It has given a great kick start to getting the loan down! My aim is to get it to €17,000 so I can add the 2 loans together and don't have 2 payments coming out. That will mean I'll have an extra €388 per month to chuck at the credit cards. Weirdly I have a great track record for overpaying on loans and getting them paid off earlier.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
I have a bit of a tender head today as was at a match yesterday. Dinner has already been made and I have a wash on and dishwasher on. I think that's about as productive as I'll get today :rotfl:Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hope you get the job. Are there any others that you can apply for while you wait to hear?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
savingholmes wrote: »Hope you get the job. Are there any others that you can apply for while you wait to hear?
Thanks SavingH. I had a missed call this evening so I'll find out tomorrow one way or the otherTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Evening all Well I got the job but am in 2 minds whether to take it or not. It is 2 mornings a week but the pay isn't great in relation to the responsibility. After travel expenses I've worked out I'll only be about €180 a month better off. And at that I have to rope in my mother and H to be there to send the kids off to school in the mornings. It would be grand if it was in my town but it's not.
Still unsure what to do but seems an awful lot of hassle for that amount of money per month. Does that sound terrible? I think I would rather cut our expenses in the home to save the €180.
The thing is we can comfortably make the repayments and overpay without me working so am tempted to wait until after Xmas and make sure DD is properly settled into school and getting the help she needs. Took her over an hour to do homework tonight and she is just about to turn 8
Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340
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