BW Legal - Notice of County Court Claim issued for £265.70

SWB

Redx wrote: »

Why did you not realise it ? , It's what they have to pay out , so can try to claim back , all court claims have 2 payment deadlines , one to the CCBC , one to the court

Umkomaas has posted the breakdown of costs many times on here , but the total is £200 or less , the extra £60 or £70 debt collector charges are part of the abuse of process as shown in the thread by beamerguy

Look at what Umkomaas has posted , then you will see the spurious additional charges

I just assumed it was £25, I never realised that there were two separate £25 fees. Thanks though. Abuse of Process has been covered in my Witness Statement so will be covered in court next week. Their letter says their client will not be attending and they will be represented by an advocate.

Redx

There are two fees to pay , not necessarily £25 , although in your case it appears to be the case due to the amount being claimed

beamerguy

SWB wrote: »

Included in the Witness report, thanks BG

You can also query the interest as to why they have taken so long in bringing this case. Judges will often dismiss this anyway

nosferatu1001

Also they likely have calc. interest from day 0, when in fact no debt COULD HAVE been due until at the earliest day 28.

SWB

beamerguy wrote: »

You can also query the interest as to why they have taken so long in bringing this case. Judges will often dismiss this anyway

I would never have challenged the interest but you are right, I will challenge this, thanks.

SWB

Is it best to have a skeleton argument or best to read from my own notes or are they the same thing?
I realise that any Skeleton Argument will have to be filed to the court and BW before Friday which is 2 wd before the court hearing. BW's Witness Statement is interesting and there is a lot to challenge.

Redx

Same thing ,the skeleton is an aide memoire , it's not a challenge and cannot introduce more defence arguments , it's a short helpful list to narrow the existing issues

Umkomaas

nosferatu1001 wrote: »

Also they likely have calc. interest from day 0, when in fact no debt COULD HAVE been due until at the earliest day 28.

And they will have likely used all the other add-ons to add interest to, not just the £100 initial charge.

@OP - fire them an email asking for a full breakdown of the interest calculation, as you wish to challenge it with the Judge.