We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Saving for..?

Options
1679111224

Comments

  • savingwannabe
    savingwannabe Posts: 16,616 Forumite
    Part of the Furniture 10,000 Posts
    Well done on lottery win! Every little helps and on getting the money back from the shop. Hurrah for the holiday in a week's time. Your savings are looking good too.
    Aiming for a minimal spend 2022
  • JennyJukes
    JennyJukes Posts: 361 Forumite
    Fifth Anniversary 100 Posts Name Dropper I won, I won, I won!
    edited 2 September 2019 at 6:20PM
    Went for breakfast with colleagues today. £3.75 for a bacon roll and a pot of tea. I got 2 cups of tea out of the pot and would have preferred to split with someone but with my colleagues eating 7 piece breakfasts I don't think money and frugality is an issue for them.. :p I put my £4 change from the weekend towards a gift for my colleague who is leaving. Added this to my entertainment budget. I don't think there's going to be much else put towards this part of my budget considering my boyfriend isn't here. Honestly, I'm happy to sit at home browsing the internet, reading books, doing surveys etc, free entertainment (well I pay for my internet, my TV license and my rent!) but the comment from my neighbours about me never going out makes me feel kinda bad.

    Picked up some groceries after work at Aldi for £10.46. Did forget quite a bit so will need more mid-week.

    Still no UK clearance for my boyfriend and seems like many others are still having this problem :(. There's still time but he's sorted out a plan with his professors so he should still be coming over here in September. Would have been nice if we could have spent this weekend/next week together but that's unlikely to be happening - can't be helped. His professors blame this delay on Brexit :p

    I copied Klarna into an email with SuperDry asking them to please sort out my win between them. I feel rude but isn't it ruder to read my messages and not answer them? Totally takes the fun out of comping.

    Anyway:

    Groceries: £10.46/£25
    Petrol: £20.15/£55
    Entertainment: £7.75/£60
    Single woman doing it on my own... First house bought June 2021!
    Mortgage end date: 2041. Goal: Anything less!
    Mortgage currently paid off: 4%
  • HE GOT IT!!!!!!!!!!

    HE GOT HIS CLEARANCE WOOOO

    Still has to apply for his visa and actually get here but finally!!

    :j:j:j:j:j:j:j:j:j

    I've been so busy at work.. being a get away driver :rotfl: so only just getting excited now.

    I also called council tax because I was expecting a payment to come out on the 1st and they told me I'm actually in credit :eek: and it will come out as normal next month and is set to over 12 months, so that's good news too.

    Also got a 30p bonus reward on prolific for some reason?? Not going to complain, takes me almost to the £5 threshold.

    In all going pretty well :D:D

    Oh and best of all... received 92p interest from my vantage account. That's it into savings.

    Didn't win the lottery though :p
    Single woman doing it on my own... First house bought June 2021!
    Mortgage end date: 2041. Goal: Anything less!
    Mortgage currently paid off: 4%
  • So pleased to hear your news. Hope his visa application and the move all goes smoothly and quickly now :)
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,616 Forumite
    Part of the Furniture 10,000 Posts
    Fantastic news. :beer::j:beer::j:beer::j:T:D:)
    Aiming for a minimal spend 2022
  • Just got offered an interview next week - for a job I absolutely didn't think I'd be qualified for!! I got rejected for jobs that were less important and less money so I'm absolutely godsmacked! It would be an extra £6000 a year which is a lot for me :eek:

    I don't even feel that nervous I feel pretty excited because I was so surprised. It's next Friday :j
    Single woman doing it on my own... First house bought June 2021!
    Mortgage end date: 2041. Goal: Anything less!
    Mortgage currently paid off: 4%
  • Grabbed some groceries @ £5.70
    Petrol @ £20.43
    Baking a vegetable lasagne... green beans, lentils, tomatoes, onion with a cream cheese + egg sauce topped with parmesan. This is the first recipe I'm trying from the student cookbook I bought! Looks way nicer than the usual meat lasagne I've been failing at for over a year...

    I received the £2 I lent to a colleague a few days ago so put back into savings. Will be spent tomorrow as I forgot to get some filling for my rolls for the next 2 days!! So tempted just to eat out but I already did Monday.

    Missed a call from a number I don't know, can't see anything online, makes me worried I've missed a competition or something! But they called after 5pm so usually spam.

    Anyway,

    Groceries: £16.16/£25
    Petrol: £40.58/£55
    Entertainment: £7.75/£60
    Single woman doing it on my own... First house bought June 2021!
    Mortgage end date: 2041. Goal: Anything less!
    Mortgage currently paid off: 4%
  • savingwannabe
    savingwannabe Posts: 16,616 Forumite
    Part of the Furniture 10,000 Posts
    Well done on job interview. Good luck.
    Aiming for a minimal spend 2022
  • Thanks! One more day and I'm off work for a week! I can get through tomorrow. Wish boyfriend was coming next week but looks like it'll be the following week then he'll be right into the swing of Uni so it'll be weekends only and even less if I get this new job. But better than waiting months to see each other.

    £4.50 on some lunch for today and tomorrow.

    Rejected from a prolific study because my details were inconsistent and I shouldn't have been eligible? I've probably just put in my nationality wrong or something. It's 70p dude give it to me!

    Groceries: £20.66/£25
    Petrol: £40.58/£55
    Entertainment: £7.75/£60
    Single woman doing it on my own... First house bought June 2021!
    Mortgage end date: 2041. Goal: Anything less!
    Mortgage currently paid off: 4%
  • I'm on holiday :j:j

    Boyfriend should be here in less than 2 weeks. His dad will be helping him take things over. So depending when he comes over, I may be able to meet his dad :eek:.

    Applied for a few more jobs in case I don't get this one. It sounds really exciting and I could so do with the pay rise. I've never been the type of person to aim high, always going safe and not realising my potential.

    Yesterday a client of mine presented me with a box of Quality Street to thank me for helping her out. I then went and bought coffee (I've been so tired lately??) and cake :o.

    So whilst I'm already bored, day one into my 9 days off.. I have an opportunity next week and my boyfriend should be here the following week. So things to look forward to for once.. I just get impatient!

    Since I have cake and chocolates and I've had takeout twice this week... I will update my weekly spends and savings as I won't be spending this weekend!!

    Groceries: £23.56/£25
    Petrol: £40.58/£55
    Entertainment: £7.75/£60

    Add £1.44 leftover grocery spends.
    Add £1 cashback.
    Add £6.90 prolific cash out.

    =

    Savings In (since payday 20/8/19): £131.73
    Savings Out: 0 :j

    Emergency Fund: £1828.50
    H2B: £6784.95
    = £8613.45
    Single woman doing it on my own... First house bought June 2021!
    Mortgage end date: 2041. Goal: Anything less!
    Mortgage currently paid off: 4%
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.7K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.4K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.