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Well I promised myself I wouldn’t get overexcited.... and promptly fell in love with the bungalow!Contacted the agent who confirmed they’d had no offers as yet, I asked them to act in the sale of my flat (valuation on thurs!) and contacted the broker to do final sums before hopefully making an offer 😳😆🤯😂
Some restful week of annual leave this is turning out to be!!
xCleared 25k from mortgage in 4 years - now I need to do it again!
Dec 2020 Balance: £127,000
Dec 2021: Balance £121,5001 -
Exciting times ahead 😀I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Sounds so exciting! Fingers crossed it all goes well.Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20171
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Ohhh have you managed to make an offer?Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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Opening offer gone in, safe to say not holding my breath! Will know more once mine is valued! My family have worked so hard to get the flat photo ready, I owe them a drink or 12!
Will keep you posted!
xCleared 25k from mortgage in 4 years - now I need to do it again!
Dec 2020 Balance: £127,000
Dec 2021: Balance £121,5003 -
The vendor made it clear that my offer wouldn’t be acceptable; even though they can’t formally ‘accept’ offers until mine is sold!
My flat was photographed today and will be on the market tomorrow afternoon, it will be a real stretch if the vendor of the bungalow insists for full price- my parents have very kindly offered to fund the difference but I want that to be the very last resort!
In short, this annual leave has left me more stressed than I started ha!
Looking forward to a hibernation weekend with OH; hope you’re all staying safe and well!
xCleared 25k from mortgage in 4 years - now I need to do it again!
Dec 2020 Balance: £127,000
Dec 2021: Balance £121,5001 -
My property is now on the internet and I’m currently experiencing life at several ‘!!!!!!’s per hour!
Stressful already ha!
xCleared 25k from mortgage in 4 years - now I need to do it again!
Dec 2020 Balance: £127,000
Dec 2021: Balance £121,5001 -
Wow. Congratulations. It will be all worth it.Mortgage start date Dec 2015 - $64,655.00
Mortgage end date Dec 2045 - NOT!!!!
Mortgage balance - $4600.00
Business Savings $43,310/100k
Hope to be mortgage-free by end of 20232 -
No viewings yet
I know it’s early days but feels like I’ve lost all my momentum; probably a good thing as I’m facing the fortnight from hell at work!
Hope you’re all doing well
xCleared 25k from mortgage in 4 years - now I need to do it again!
Dec 2020 Balance: £127,000
Dec 2021: Balance £121,5000 -
Ah I jinxed it, first viewing on 5th Sept 👍🏻👍🏻🥳
xCleared 25k from mortgage in 4 years - now I need to do it again!
Dec 2020 Balance: £127,000
Dec 2021: Balance £121,5001
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