It's time to start digging up those Squirrelled Nuts!!!!

LoopySnooker

westv said:

Totally unrelated to retirement but I need to sort out my snoring if possible otherwise OH has said she'll ban me from the main bedroom!

Might not work for you but I found (by chance whilst on holiday last year) that using two pillows and raising my head quite a lot has helped. This, coupled with using one of them small inflatable camping pillows inside a pillow case and putting it in the bed so it stops me rolling onto my back has finally managed to help my wife get a decent nights sleep.

westv

I snore when I'm on my side too.

michaels

I wonder if there are apps that could make your smart watch nudge you with a vibrate when it detects a snoring sound?

Sea_Shell

Expensive month so far...

New cooker
Physio
Dental checkups

and it's only the 8th. 😲


Loving this sunnier weather. 🌞😎

Sea_Shell

You can add new mattress and electric toothbrushes to the list!!! 

Some creative cash flow required 😉


Don't worry Gromit, everything's under control 👍



ps - Can't quite get my head around the "cult status" this thread appears to have.  🙃🤗

Sea_Shell

Forecast annual spend this year £17,500

Spends so far this year = £6,500
Including the thick end of £2,500 this month

So that still gives us £1570pm to spend for the rest of the year.     We are trying!! 

£600pm is already accounted for
plus £250pm Groceries

Leaving £720 pm for .... whatever we fancy?!?


Recent market increases have grown the pot, on paper, and at this level of spending will only account for about 2.7% of it.    

michaels

Do you think you will want to spend more as you get older?

Otherwise it may be time to break the habit of a lifetime and consciously spend more.  I think I am going to have the same problem when I retire, I won't suddenly want to spend money on stuff that I think is not value for money nor deliberately overpay/fail to shop around for the best price...

Sea_Shell

michaels said:

Do you think you will want to spend more as you get older?

Otherwise it may be time to break the habit of a lifetime and consciously spend more.  I think I am going to have the same problem when I retire, I won't suddenly want to spend money on stuff that I think is not value for money nor deliberately overpay/fail to shop around for the best price...

We will HAVE to spend more as we get older, as we'll be less able to DIY odd jobs and will have to pay professionals.

I doubt we'll ever buy "stuff" just because we can.

We're getting better 😉.  Instead of another new element for our 20+ year old cooker...we bought a new one!!!😎

Make do and mend has served us well, but there comes a time when you just say "sod it, we're having new".

Saying that, DH has washed and polished our 15 plate car, and it looks good as new.  Only 27k on the clock.  So we're not planning changing that any time soon.

cfw1994

There is something strangely satisfying about keeping an older motor running👍

My XC60 is 10 in Sept - owned from new, and highly spec’d, so adaptive cruise, flippy magic headlights (literally night and day compared with normal lights!), heated everything, etc 💪 
Gave it a mini-valet the least two days: looks great, inside & out 😎
100k miles - just broken in 🤪 - but we only do around 5k a year in it now, so hoping it will run for a good few more years 🤞

saucer

cfw1994 said:

There is something strangely satisfying about keeping an older motor running👍

My XC60 is 10 in Sept - owned from new, and highly spec’d, so adaptive cruise, flippy magic headlights (literally night and day compared with normal lights!), heated everything, etc 💪 
Gave it a mini-valet the least two days: looks great, inside & out 😎
100k miles - just broken in 🤪 - but we only do around 5k a year in it now, so hoping it will run for a good few more years 🤞

Same attitude here. 16 plate Skoda Superb, 80k, with everything working (isn’t adaptive cruise control great?) and runs like a dream. We’ll be keeping that until something very major fails, which I hope won’t be for quite a few years. Why waste money and resources on replacing for something shiny that we might not enjoy as much?