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It's time to start digging up those Squirrelled Nuts!!!!
Comments
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Every rally is one step closer to the next crash.
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Ooh you two are little rays of sunshine aren't you 😉😜How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)9
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LOL I am with you there @Sea_Shell Let us enjoy it while it lastsSea_Shell said:Ooh you two are little rays of sunshine aren't you 😉😜
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Save £12k in 2025 #1 £12000/£124501 -
For those who wear a "crashy" hat.
Our equities, if halved, would reduce our overall pot to £460,000. So below our original 2019 "target" of £500k.
But, this would now have to last just 8 years.
I think we'll manage.
Much worse problems to have.
How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)4 -
But as they always say - that will only be an issue if you have to draw a significant proportion from the equities before they go up again.Sea_Shell said:For those who wear a "crashy" hat.
Our equities, if halved, would reduce our overall pot to £460,000. So below our original 2019 "target" of £500k.
But, this would now have to last just 8 years.
I think we'll manage.
Much worse problems to have.0 -
I think at your level of drawdown you will be fine.
Our pot is still up 17% on our original investment in 2018 in spite of us drawing down approx £10-£20k a year and DH gets his state pension this year so the drawdowns may stop.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£500
Save £12k in 2025 #1 £12000/£124501 -
Hoenir said:
Correction. Crash sounds melodramatic. Respect markets as you would a rollercoaster ride.westv said:Every rally is one step closer to the next crash."You must be this tall to invest"
Retired 1st July 2021.
This is not investment advice.
Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."3 -
You know my pet hate is comparing a pot in current £s to its value in the past when the £s were each worth a lot more. Each 2018 £ was worth about £1.26 of Today's £s. Most of what we think about on here is about maintaining spending power in real terms.enthusiasticsaver said:I think at your level of drawdown you will be fine.
Our pot is still up 17% on our original investment in 2018 in spite of us drawing down approx £10-£20k a year and DH gets his state pension this year so the drawdowns may stop.I think....1
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