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It's time to start digging up those Squirrelled Nuts!!!!
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It is an election year here and in the USA (and in many other places).
The incumbents have a vested interest in a buoyant economy ahead of the votes.
Unsurprisingly they will pull various levers to encourage buoyancy, at least until after the next election. They might also leave a number of political grenades for the incoming party, apparently.
It would be no great surprise then, but not a certainty, if interest rates and inflation were dampened as much as possible, and the result of a strong 2024 stock market performance would result.
I am soaring ahead, albeit acutely aware that we are certainly in for a turbulent time politically, climatically, economically, technically and from global war-mongering. As ever, a bumpy ride should be the expectation.3 -
When markets appear 'high' I sometimes feel like I have already 'won' and should therefore look at derisking which for me means inflation linked gilts. Yes you are then giving up an average equity return of a few percent above inflation but you are locking in a real terms acceptable income.
I wonder if there is any modelling of this sort of approach?I think....2 -
My end of year report will be filed at the end of the month, it looks good so far, but I have to keep reminding myself it could look very different by then!Think first of your goal, then make it happen!0
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As most I'm in a similar position of record highs for pensions isas etc. But not getting carried away it can easily go the otherway and most probably will. Inflation I think could easily remain stubbornly above the 2% target, so interest rates could remain relatively high. Who knows but I'm not getting too excited. 59 next week but no intention of retiring yet due to the many uncertainties that exist. Turbulent times.It's just my opinion and not advice.0
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michaels said:When markets appear 'high' I sometimes feel like I have already 'won' and should therefore look at derisking which for me means inflation linked gilts. Yes you are then giving up an average equity return of a few percent above inflation but you are locking in a real terms acceptable income.
I wonder if there is any modelling of this sort of approach?
I know nothing about these.
I don't expect recommendations, but can you mention the sort of thing you mean?
What should I search for?
Are they available on platforms like other funds?How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)1 -
Sea_Shell said:Another music question 😉
Anyone here listen to Simon Mayo on GHR, especially on Fridays?
What is the music playing in the background, just after he plays the Muppet Song? (which is about 5.10pm I think)
We hear it every week and can't pin it down.
It's not the tequila song or the Fleetwood Mac one.
Cheers in advance fellow squirrellers.
No Mayo listeners then 😉How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)0 -
Sea_Shell said:Sea_Shell said:Another music question 😉
Anyone here listen to Simon Mayo on GHR, especially on Fridays?
What is the music playing in the background, just after he plays the Muppet Song? (which is about 5.10pm I think)
We hear it every week and can't pin it down.
It's not the tequila song or the Fleetwood Mac one.
Cheers in advance fellow squirrellers.
No Mayo listeners then 😉1 -
Sea_Shell said:Sea_Shell said:Another music question 😉
Anyone here listen to Simon Mayo on GHR, especially on Fridays?
What is the music playing in the background, just after he plays the Muppet Song? (which is about 5.10pm I think)
We hear it every week and can't pin it down.
It's not the tequila song or the Fleetwood Mac one.
Cheers in advance fellow squirrellers.
No Mayo listeners then 😉
It does sound vaguely familiar, but I can't place it.1 -
eastcorkram said:Sea_Shell said:Sea_Shell said:Another music question 😉
Anyone here listen to Simon Mayo on GHR, especially on Fridays?
What is the music playing in the background, just after he plays the Muppet Song? (which is about 5.10pm I think)
We hear it every week and can't pin it down.
It's not the tequila song or the Fleetwood Mac one.
Cheers in advance fellow squirrellers.
No Mayo listeners then 😉
It does sound vaguely familiar, but I can't place it.How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)0 -
Sea_Shell said:michaels said:When markets appear 'high' I sometimes feel like I have already 'won' and should therefore look at derisking which for me means inflation linked gilts. Yes you are then giving up an average equity return of a few percent above inflation but you are locking in a real terms acceptable income.
I wonder if there is any modelling of this sort of approach?
I know nothing about these.
I don't expect recommendations, but can you mention the sort of thing you mean?
What should I search for?
Are they available on platforms like other funds?1
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