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It's time to start digging up those Squirrelled Nuts!!!!

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  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm with @Sea_Shell, I'd rather save my money and have a longer holiday... this enables us to have nearly 4 weeks away in December.


    I disagree.  Part of a vacation to me is eating out.  I wouldnt want extra nights on vacation but to eat in 3 meals a day in.  One meal out a day for me is enough, not 3.  But we tend to choose lunch out as is cheaper than dinner. plus you cant drink a bottle of wine if you are driving.
  • Sea_Shell
    Sea_Shell Posts: 10,030 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    atush said:
    I'm with @Sea_Shell, I'd rather save my money and have a longer holiday... this enables us to have nearly 4 weeks away in December.


    I disagree.  Part of a vacation to me is eating out.  I wouldnt want extra nights on vacation but to eat in 3 meals a day in.  One meal out a day for me is enough, not 3.  But we tend to choose lunch out as is cheaper than dinner. plus you cant drink a bottle of wine if you are driving.


    I meant not eating out "locally" to save money for extra holiday.    Not sure if that's what Jenny meant too. 
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • Sea_Shell
    Sea_Shell Posts: 10,030 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Well, having done the month end figures this morning, everything it pretty flat, compared to last month.

    The mid month rally didn't hold, and has fallen back to where it was.
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • Albermarle
    Albermarle Posts: 27,999 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Sea_Shell said:
    Well, having done the month end figures this morning, everything it pretty flat, compared to last month.

    The mid month rally didn't hold, and has fallen back to where it was.
    My pension pots are almost exactly the same as they were in April 2021, so 16 months. Smaller S&S ISA's are still around 5% down over the same period.
  • westv
    westv Posts: 6,459 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Almost exactly?  :D
  • Audaxer
    Audaxer Posts: 3,547 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited 1 September 2022 at 10:16AM
    Sea_Shell said:
    Well, having done the month end figures this morning, everything it pretty flat, compared to last month.

    The mid month rally didn't hold, and has fallen back to where it was.
    Yes, it was looking good mid month, but now slightly down overall on the month for my portfolio. Looks like markets are falling further today.
  • Albermarle
    Albermarle Posts: 27,999 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    westv said:
    Almost exactly?  :D
    I have three pension pots and they of course have not performed exactly the same, but similarly.
  • jennystarpepper
    jennystarpepper Posts: 796 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 1 September 2022 at 12:32PM
    Sea_Shell said:
    atush said:
    I'm with @Sea_Shell, I'd rather save my money and have a longer holiday... this enables us to have nearly 4 weeks away in December.


    I disagree.  Part of a vacation to me is eating out.  I wouldnt want extra nights on vacation but to eat in 3 meals a day in.  One meal out a day for me is enough, not 3.  But we tend to choose lunch out as is cheaper than dinner. plus you cant drink a bottle of wine if you are driving.


    I meant not eating out "locally" to save money for extra holiday.    Not sure if that's what Jenny meant too. 
    Yes I did mean the same @sea-Shell.  

    Where did I put I eat in 3 meals a day on holiday? @atush

    When I go on holiday for nearly 4 weeks at christmas  I usually eat 2 meals a day... a lunch or a breakfast then an evening meal.  I'm quite contented to have a drink and a salad on the balcony, watch the sun go down ... especially if I CBA to get ready to go 'out'.  

    .
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • westv
    westv Posts: 6,459 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    westv said:
    Almost exactly?  :D
    I have three pension pots and they of course have not performed exactly the same, but similarly.
    Oxymorons rule.   :D  :D
  • westv
    westv Posts: 6,459 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sea_Shell said:
    atush said:
    I'm with @Sea_Shell, I'd rather save my money and have a longer holiday... this enables us to have nearly 4 weeks away in December.


    I disagree.  Part of a vacation to me is eating out.  I wouldnt want extra nights on vacation but to eat in 3 meals a day in.  One meal out a day for me is enough, not 3.  But we tend to choose lunch out as is cheaper than dinner. plus you cant drink a bottle of wine if you are driving.


    I meant not eating out "locally" to save money for extra holiday.    Not sure if that's what Jenny meant too. 
    Yes I did mean the same @sea-Shell.  

    Where did I put I eat in 3 meals a day on holiday? @atush

    When I go on holiday for nearly 4 weeks at christmas  I usually eat 2 meals a day... a lunch or a breakfast then an evening meal.  I'm quite contented to have a drink and a salad on the balcony, watch the sun go down ... especially if I CBA to get ready to go 'out'.  

    .
    When we go away we usually have breakfast at the hotel, lunch out somewhere with a few beers and then later find somewhere for dinner with a bottle of wine.
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