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It's time to start digging up those Squirrelled Nuts!!!!

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  • Anonymous101
    Anonymous101 Posts: 1,869 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    There are some fantastic deals around if you shop smartly and aren't afraid to take an ever so slightly older model. For example I've recently taken advantage of a £74 upfront £21 per month deal on an iPhone 11. unlimited calls, texts and data. It was less than the Sim only deal I was previously on for my iPhone 6 so made absolute sense.

    I've left sky and rejoined several times. Currently paying £60 a month for superfast broadband and all the TV channels.

    Being a squirreller and having some tech aren't mutually exclusive if you aren't at the extreme's of either.
  • k6chris
    k6chris Posts: 784 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    i was about to post smugly on our relative lack of tech.  
    One dumb TV for the family.
    5 x basic giffgaff monthly contracts. Work mobile for me. 2nd hand handsets. Old laptops / PCs.

    Then I remembered my garage full of fancy racing bicycles.  

    Fancy racing bikes are an investment, they don't count as spending.
    "For every complicated problem, there is always a simple, wrong answer"
  • Ibrahim5
    Ibrahim5 Posts: 1,271 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Fancy racing bikes are OK if they are used for RACING. It's a waste of money if they aren't. I remember a man at the gym saying you had to pay £3K for a TRAINING bike. I kept thinking surely a. rubbish bike is the best for TRAINING.
  • zagfles
    zagfles Posts: 21,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    There are some fantastic deals around if you shop smartly and aren't afraid to take an ever so slightly older model. For example I've recently taken advantage of a £74 upfront £21 per month deal on an iPhone 11. unlimited calls, texts and data. It was less than the Sim only deal I was previously on for my iPhone 6 so made absolute sense.

    I've left sky and rejoined several times. Currently paying £60 a month for superfast broadband and all the TV channels.

    Being a squirreller and having some tech aren't mutually exclusive if you aren't at the extreme's of either.
    You were paying over £21 a month for SIM only??
    We pay about £2.50 a month on 1p mobile, but we're low users, we'll use wifi whereever possible. Kids use Smarty and get 30GB a month for a £10 which is easily enough even for their excessive usage!

  • zagfles
    zagfles Posts: 21,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    Ibrahim5 said:
    Fancy racing bikes are OK if they are used for RACING. It's a waste of money if they aren't. I remember a man at the gym saying you had to pay £3K for a TRAINING bike. I kept thinking surely a. rubbish bike is the best for TRAINING.
    I've always thought that - if you want to get fit riding your bike rather than use it to cover long distances or get somewhere fast, then an old clunky bike is best! It makes it harder work! I've got quite a nice circuit I do on my old bike (prob cost about £150 new 10 years ago), it's hard work but that's the point.

  • Sea_Shell
    Sea_Shell Posts: 10,030 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Sea_Shell said:
    We've put about £15 credit on our PAYG mobiles between us this YEAR!!!

    And we've still got most of it left!!! 🤣🤣🤣

    I've just looked at my spreadsheet and it's even more shocking than I thought!!!!      I'd mis-remembered.

    We've only bought £5 of extra credit this year, and still have about £8 credit each on our phones at the moment.
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • Anonymous101
    Anonymous101 Posts: 1,869 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    zagfles said:
    There are some fantastic deals around if you shop smartly and aren't afraid to take an ever so slightly older model. For example I've recently taken advantage of a £74 upfront £21 per month deal on an iPhone 11. unlimited calls, texts and data. It was less than the Sim only deal I was previously on for my iPhone 6 so made absolute sense.

    I've left sky and rejoined several times. Currently paying £60 a month for superfast broadband and all the TV channels.

    Being a squirreller and having some tech aren't mutually exclusive if you aren't at the extreme's of either.
    You were paying over £21 a month for SIM only??
    We pay about £2.50 a month on 1p mobile, but we're low users, we'll use wifi whereever possible. Kids use Smarty and get 30GB a month for a £10 which is easily enough even for their excessive usage!


    Temporarily yes. I'd gotten to the end of my contract with EE which was previously £15 and that was the standard cost of the tariff for the amount of data I was using. I'd say I'm a fairly high user often using the data for work whilst travelling.

    I'd guess standard SIM only deals are around £10 as your kids, twice that for high users, half that for low users. £2.50 is very good.
  • zagfles
    zagfles Posts: 21,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    Sea_Shell said:
    Sea_Shell said:
    We've put about £15 credit on our PAYG mobiles between us this YEAR!!!

    And we've still got most of it left!!! 🤣🤣🤣

    I've just looked at my spreadsheet and it's even more shocking than I thought!!!!      I'd mis-remembered.

    We've only bought £5 of extra credit this year, and still have about £8 credit each on our phones at the moment.
    We were like that but we've upped our usage a bit - use stuff like google maps on mobile data when out and about which is useful and apps like whatsapp and messenger, which use virtually nothing unless you download videos or loads of pictures.
    But we've found our usage is still only about 200MB a month, so we pay about £2 a month on 1p mobile, except when we went on holiday to somewhere with no wifi, when we bought a 2GB "boost" for £6 which was easily enough.
    Mobile usage costs are very cheap these days if you're sensible, paying over £10 a month is crazy, unless you're paying off a "loan" for the phone.

  • k6chris
    k6chris Posts: 784 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Looking at (new) phone deals during Black Friday and the strange thing is, for almost all Apple deals it would be significantly cheaper to buy the phone at List price from the Apple store and then a sim-only deal from the network provider.  There were some REALLY bad deals if you bought the two together!  The power of "only £35 a month for 3 years".........
    "For every complicated problem, there is always a simple, wrong answer"
  • MallyGirl
    MallyGirl Posts: 7,222 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    but you'd actually buy it from John Lewis for the same price as Apple store but get a 2 year warranty rather than just one - this is MSE after all!
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
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