It's time to start digging up those Squirrelled Nuts!!!!

Sea_Shell

Finally got the gas bill.

It was a bit "messy", but I've balanced it to within 4p of what I was expecting, so I'm happy with that.

MallyGirl

we left pure planet pretty much cost neutral to start our new fix.
Glad I did as this little gem was on the closing statement:

We are high users but we are not running a hotel - fix is predicted at £3.5k per year so it gives an idea what they are projecting on their variable rate .

Sea_Shell

How long do we think  Santander are going to continue to pay 2% cash back on Energy bills?

I realise it's capped,  but its going start costing them £££, as bills go up.

Which other cash back might they switch it with, to be able to maintain the account's 1/2/3 branding?

enthusiasticsaver

I don't think Santander will continue with the 2% cashback.  They have been gradually whittling away at the benefits of it over the last few years.  The interest on balances went to just 1% (not sure what it is now as we switched to Santander 123 Lite) so they don't seem bothered about maintaining the 123 branding. I reckon they will reduce the cashback to just 1% on all bills eventually.  

Sea_Shell

Good Morning Squirrellers!

Not much to report, but I thought i'd drop in.

Investments seem to have regained some of their recent drops, and our ISA's are only now down about 1.5%, rather than the 5% of a couple of weeks ago.  

We had another short UK break away, and got really lucky with the weather, so that was lovely.     If the weather holds we may just squeeze another 4 nights away 1st week of November, but we'll see.

Other than that, we've just been in our usual routines (running, walking etc.) and I've just finished my first jigsaw puzzle of the season.   It was a charity shop one...but it has a piece missing      So I won't sell on or re-donate, but see if any of my puzzling neighbours want it for free, otherwise I guess it's heading for the recycling bin!

Ibrahim5

There might be someone on the forum with a spare piece of jigsaw that they could give you.

Sea_Shell

Oh, and our £40,000 of premium bonds are eligible for their first draw next week!!!   Fingers crossed 🤞 (for at least £25)

Audaxer

Sea_Shell said:

Oh, and our £40,000 of premium bonds are eligible for their first draw next week!!!   Fingers crossed 🤞 (for at least £25)

Sea Shell, I'm interested to know how user-friendly you found the NSI website? I was thinking of transferring some cash to Premium Bonds, but I had read there were problems getting access to withdraw funds if needed quickly.

MallyGirl

Sea_Shell said:

Good Morning Squirrellers!

Not much to report, but I thought i'd drop in.

Investments seem to have regained some of their recent drops, and our ISA's are only now down about 1.5%, rather than the 5% of a couple of weeks ago.  

We had another short UK break away, and got really lucky with the weather, so that was lovely.     If the weather holds we may just squeeze another 4 nights away 1st week of November, but we'll see.

Other than that, we've just been in our usual routines (running, walking etc.) and I've just finished my first jigsaw puzzle of the season.   It was a charity shop one...but it has a piece missing      So I won't sell on or re-donate, but see if any of my puzzling neighbours want it for free, otherwise I guess it's heading for the recycling bin!

We are just back from a week on the Isle of Wight - we were mostly lucky with the weather but it was very windy so we ended up not sleeping in the camper pop top for most nights. Luckily 'downstairs' is very cosy.
We have a Buy Nothing FB group which is very tightly controlled to keep it local and jigsaws are very popular on there. As long as you mark which piece is missing then it would be snapped up here.

Sea_Shell

Yes, free on FB would be my last resort, before binning.

I have a couple of repeat customers that would probably still enjoy it with a piece missing, if it was free!!


I've just embarked on a 1500 piece one!!