It's time to start digging up those Squirrelled Nuts!!!!

Sea_Shell

michaels said:

Sea_Shell said:

Sea_Shell said:

Well we've squirrelled away our final "spare " £2000 into our ISA.   This is "shouldn't need before September" money, but we're keeping it in cash, just in case we do.   If we don't then we'll invest it in September.     We literally now have £9000 to last until then, when a 5 year fixed term saver matures.   It'll be sad to see the end of a 2.2% interest rate!!

It appears I was a little too tight on our cashflow budget (following decision to have boiler replaced - £3k), so I've had to withdraw that cash back out!!

No harm no foul, as we're not now going to be filling our ISAs this tax year, so we can put it back later.

It was just all looking a bit too tight, especially if our maturity funds were late!!

We'd have had literally £30 cash left!!

I can relax knowing everything's covered now. 😇

WE use a credit card for everyday spending as the rewards/cashback can be quite valuable and it would obviously help with cashflow, being referred by a friend can sweeten the deal even further .

Also with my green evangelist hat on I would be grateful if you checked out whether you could get a heat pump instead of a new fossil fuel boiler, there are grants available (RHI) that should mean the overall cost is similar. Thanks

We do use a cc for everyday spends, paid off in full.  But the bill would have needed paying just after the funds are due to hit.  We'd already juggled the cut off dates as far as possible.  We kicked the can as far as possible, believe me!!

Like I said ... Too Tight!!


Sorry, but we looked no further than a new gas boiler.   Sorry polar bears 😞


We've not brought any additional "consumers" into the world, so I consider my work here done - the ultimate "green" choice? 😉

Terron

I am waiting for my kitchen to be done (largely paid for by an inheritance). I booked it months ago and it should have started but has been delayed an extra 2 weeks.

As for a luxury stay in the UK can I suggest Northcote - www,northcote.com
I first went there for the 90th birthday of the person I inherited from and held my own 60th there.

Sea_Shell

Terron said:

I am waiting for my kitchen to be done (largely paid for by an inheritance). I booked it months ago and it should have started but has been delayed an extra 2 weeks.

As for a luxury stay in the UK can I suggest Northcote - www,northcote.com
I first went there for the 90th birthday of the person I inherited from and held my own 60th there.

That place looks amazing!!  Definitely luxury.  DH doesn't like "fancy" food though, so would only be interested in B&B rather than full "gormet" package.

Any nice pubs nearby?

But TBH places like that can make me feel like a fish out of water, as they are usually frequently by "proper" rich people.    I'm merely an imposter!! 😉

Ibrahim5

Looks like the sort of place where I would have a meal and then run off to the nearest chippy because I am still starving.

saver_ali

We hope to be spending the next few years touring the UK in our new little motorhome. I kind of begrudge the money staying in a posh hotel. I do fancy Portmerrion though. We visited earlier this month and they have self catering houses and apartments.

Sea_Shell

We've booked a holiday for end of September.    A lodge park in the Peak District.

7 nights for £760.    We went last year, and the lodges are lovely (new last year) and of course there is walking trails in abundance.

We'll probably supplement this with a couple of 1 or 2 night breaks earlier in the month, or days out.    Obviously they aren't luxury, but it's hard to beat a Premier Inn for this sort of thing.   You know what your getting, and they are usually where you want them, for pretty good value.    They're just somewhere to get your head down, and allows us to break up the driving.


I can recommend a couple of luxury hotels that we've stayed in in the past...
Luxury Hotels Leicestershire, East Midlands - Kilworth House
Stratford-upon-Avon Accommodation | Macdonald Alveston Manor (macdonaldhotels.co.uk)

MallyGirl

Terron said:

I am waiting for my kitchen to be done (largely paid for by an inheritance). I booked it months ago and it should have started but has been delayed an extra 2 weeks.

As for a luxury stay in the UK can I suggest Northcote - www,northcote.com
I first went there for the 90th birthday of the person I inherited from and held my own 60th there.

If you like that you would probably like Linthwaite House - https://leeucollection.com/UK
we stayed for 1 night dinner, B&B on the end of a week in a cottage in the Lakes. Not very MSE (unless you count not staying there for more than 1 night ) 

Sea_Shell

MallyGirl said:

Terron said:

I am waiting for my kitchen to be done (largely paid for by an inheritance). I booked it months ago and it should have started but has been delayed an extra 2 weeks.

As for a luxury stay in the UK can I suggest Northcote - www,northcote.com
I first went there for the 90th birthday of the person I inherited from and held my own 60th there.

If you like that you would probably like Linthwaite House - https://leeucollection.com/UK
we stayed for 1 night dinner, B&B on the end of a week in a cottage in the Lakes. Not very MSE (unless you count not staying there for more than 1 night ) 

I bet they love walkers and their muddy boots!!! 


Anyone got any recommendations for anything a bit further south?   Preferably below the Liverpool/Sheffield line.

Sea_Shell

Our ISA's have broken thought the £200k barrier today!   WOW.

The last time we added any new funds was back at end of March 2021, when their total value was then £180,000.

£20k in 5 months.  That cannot continue....brace yourselves!!!!



In other news...

We've been to an English Heritage property today, which was about £25.   We took a picnic  (good job as the café was really busy)

ex-pat_scot

Sea_Shell said:

Our ISA's have broken thought the £200k barrier today!   WOW.

The last time we added any new funds was back at end of March 2021, when their total value was then £180,000.

£20k in 5 months.  That cannot continue....brace yourselves!!!!

Indeed the progress is heady. 
The US market is now 100% up on its Mar 23 2020 low. 

My SIPP has added £35,000 in your period, to £341,000. That's a growth of 12% in just under 5 months.