It's time to start digging up those Squirrelled Nuts!!!!

Scrounger

I'm still using my first pair of prescription glasses I needed for driving when I was 25, I'm now 58!  Still only wear them for driving.

I've had a few eye tests since then but don't even need glasses for reading.

That's what I call money saving. 

Scrounger

Sea_Shell

By my calculations, following the growth on our ISAs and a guess on our current house value, we have today tipped into Joint IHT territory, and could theoretically owe HMRC...... £14.88.

This will grow even more next month, when DH cashes in a £17,500 pension.

ex-pat_scot

Sea_Shell said:

By my calculations, following the growth on our ISAs and a guess on our current house value, we have today tipped into Joint IHT territory, and could theoretically owe HMRC...... £14.88.

This will grow even more next month, when DH cashes in a £17,500 pension.

Not something I track, frankly!

Per Inheritance tax: latest thresholds for 2021/22 - MoneySavingExpert each of you has a nil rate band of £325,000 and  £175,000 main residence allowance - ie (up to) £500,000 total each.
Pensions are not usually included in your estate for IHT purposes.

ukdw

Bravepants said:

I've been wearing glasses for over 40 years (I'm pretty blind without them) and I think I have developed some sort of psychic connection to them. I can put down my keys, phone, wallet or other items and I then lose them! Not so with my specs, I always seem to instinctively know where they are like I have evolved some sort of special secret power over the decades of using them.

I've found the little Bluetooth 'tiles' which are a predecessor to apples 'air tags' work really well for finding keys, wallets and phones - they have probably saved me hours of searching over the last few years.  Unfortunately there isn't yet a version suitable for glasses - but I will definitely upgrade glasses as soon as a suitable technology comes out.

Sea_Shell

ex-pat_scot said:

Sea_Shell said:

By my calculations, following the growth on our ISAs and a guess on our current house value, we have today tipped into Joint IHT territory, and could theoretically owe HMRC...... £14.88.

This will grow even more next month, when DH cashes in a £17,500 pension.

Not something I track, frankly!

Per Inheritance tax: latest thresholds for 2021/22 - MoneySavingExpert each of you has a nil rate band of £325,000 and  £175,000 main residence allowance - ie (up to) £500,000 total each.
Pensions are not usually included in your estate for IHT purposes.

Not if you don't have children it isn't!

I've excluded our pension pot values.

Ibrahim5

You could avoid inheritance tax by spending more.

Sea_Shell

Ibrahim5 said:

You could avoid inheritance tax by spending more.

That's the plan!!!

We'll be back under when we buy our glasses!!

Terron

Scrounger said:

I'm still using my first pair of prescription glasses I needed for driving when I was 25, I'm now 58!  Still only wear them for driving.

I've had a few eye tests since then but don't even need glasses for reading.

That's what I call money saving. 

Scrounger

I don't need glasses for reading either, rather I need to take mine off to read. I got mine when I was 11 as I could not read the blackboards except from the front row.

MallyGirl

Terron said:

Scrounger said:

I'm still using my first pair of prescription glasses I needed for driving when I was 25, I'm now 58!  Still only wear them for driving.

I've had a few eye tests since then but don't even need glasses for reading.

That's what I call money saving. 

Scrounger

I don't need glasses for reading either, rather I need to take mine off to read. I got mine when I was 11 as I could not read the blackboards except from the front row.

I got mine aged about 5 when Mum asked if I could read the number plate of a car and I said "what car"

Sea_Shell

Reminds me of an old joke.

Man walks into an optician and complains about not being able to see very far.   The optician points up to the sky and asks "what's that?", "the sun" says the man.   "So, how far do you want to be able to see?"


Or the other...

Man walks into an optician and asks for an eye test.   "Well, yes you definitely need one....this is the Butchers!!!"




I'll get my coat!!!