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It's time to start digging up those Squirrelled Nuts!!!!
Comments
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I'm still using my first pair of prescription glasses I needed for driving when I was 25, I'm now 58! Still only wear them for driving.
I've had a few eye tests since then but don't even need glasses for reading.
That's what I call money saving.
Scrounger
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By my calculations, following the growth on our ISAs and a guess on our current house value, we have today tipped into Joint IHT territory, and could theoretically owe HMRC...... £14.88.
This will grow even more next month, when DH cashes in a £17,500 pension.How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)1 -
Not something I track, frankly!Sea_Shell said:By my calculations, following the growth on our ISAs and a guess on our current house value, we have today tipped into Joint IHT territory, and could theoretically owe HMRC...... £14.88.
This will grow even more next month, when DH cashes in a £17,500 pension.
Per Inheritance tax: latest thresholds for 2021/22 - MoneySavingExpert each of you has a nil rate band of £325,000 and £175,000 main residence allowance - ie (up to) £500,000 total each.
Pensions are not usually included in your estate for IHT purposes.0 -
I've found the little Bluetooth 'tiles' which are a predecessor to apples 'air tags' work really well for finding keys, wallets and phones - they have probably saved me hours of searching over the last few years. Unfortunately there isn't yet a version suitable for glasses - but I will definitely upgrade glasses as soon as a suitable technology comes out.Bravepants said:I've been wearing glasses for over 40 years (I'm pretty blind without them) and I think I have developed some sort of psychic connection to them. I can put down my keys, phone, wallet or other items and I then lose them! Not so with my specs, I always seem to instinctively know where they are like I have evolved some sort of special secret power over the decades of using them.1 -
ex-pat_scot said:
Not something I track, frankly!Sea_Shell said:By my calculations, following the growth on our ISAs and a guess on our current house value, we have today tipped into Joint IHT territory, and could theoretically owe HMRC...... £14.88.
This will grow even more next month, when DH cashes in a £17,500 pension.
Per Inheritance tax: latest thresholds for 2021/22 - MoneySavingExpert each of you has a nil rate band of £325,000 and £175,000 main residence allowance - ie (up to) £500,000 total each.
Pensions are not usually included in your estate for IHT purposes.
Not if you don't have children it isn't!
I've excluded our pension pot values.How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)0 -
You could avoid inheritance tax by spending more.2
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That's the plan!!!Ibrahim5 said:You could avoid inheritance tax by spending more.
We'll be back under when we buy our glasses!!How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)5 -
I don't need glasses for reading either, rather I need to take mine off to read. I got mine when I was 11 as I could not read the blackboards except from the front row.Scrounger said:I'm still using my first pair of prescription glasses I needed for driving when I was 25, I'm now 58! Still only wear them for driving.
I've had a few eye tests since then but don't even need glasses for reading.
That's what I call money saving.
Scrounger
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I got mine aged about 5 when Mum asked if I could read the number plate of a car and I said "what car"Terron said:
I don't need glasses for reading either, rather I need to take mine off to read. I got mine when I was 11 as I could not read the blackboards except from the front row.Scrounger said:I'm still using my first pair of prescription glasses I needed for driving when I was 25, I'm now 58! Still only wear them for driving.
I've had a few eye tests since then but don't even need glasses for reading.
That's what I call money saving.
ScroungerI’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.4 -
Reminds me of an old joke.
Man walks into an optician and complains about not being able to see very far. The optician points up to the sky and asks "what's that?", "the sun" says the man. "So, how far do you want to be able to see?"
Or the other...
Man walks into an optician and asks for an eye test. "Well, yes you definitely need one....this is the Butchers!!!"
I'll get my coat!!!How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)5
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