We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

false car insurance claim made against me

1910111214

Comments

  • lumixldn
    lumixldn Posts: 65 Forumite
    DUTR wrote: »
    read the post that you are replying to again, and perhaps reply without changing the words used ;)

    Let me give you an example, I'm behind a car the rear bumper of that car is damaged, the driver of that car suddenly brakes and I'm too close to stop without collision, now the owner of that car can claim for a new bumper, I asked him why he suddenly braked and he said an animal ran out in front of him (there was no animal to be seen on my dash cam) , so.... am I being scammed or does the 3rd party have a claim?

    Your example is interesting, I am not sure how to handle this either. However, the key difference here is in your example, both parties are involved in the incident for sure. The dispute is on who's responsibility it should be (is it a staged insurance fraud or genuine incident?) in this case, i believe dashcam footage for both parties or any witness would be very useful.

    In my case, the alleged incident happened because one alleged party think it happens and he can point to possible multiple third party to blame. I don't think what your example here is a good analogy to the situation i had .
  • DoaM
    DoaM Posts: 11,863 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Given what's posted in #129 then my espoused scenario doesn't apply - OP says there was no damage to the 3rd party when he parked.

    However, if there was that amount of damage (as is being claimed) then there's no way this wouldn't be captured on the OP's dashcam video (if the OP actually was at fault)!
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    lumixldn wrote: »
    Just update on the issue,
    [snip]

    Thanks all for reading this.

    Well lets hope that is the end of the matter then, £18K damage?
    Unless it is some well prestige marque then that would be some serious smash.
    I trust the insurers are confirming in writing? ;)
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    DoaM wrote: »
    Given what's posted in #129 then my espoused scenario doesn't apply - OP says there was no damage to the 3rd party when he parked.

    However, if there was that amount of damage (as is being claimed) then there's no way this wouldn't be captured on the OP's dashcam video (if the OP actually was at fault)!

    £18k of damage is serious (as the stories seem to have holes in it, let me be forgiven for being sceptical) .
  • lumixldn
    lumixldn Posts: 65 Forumite
    DUTR wrote: »
    £18k of damage is serious (as the stories seem to have holes in it, let me be forgiven for being sceptical) .
    I am sorry not £18K it is £1800, sorry for the typo
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    lumixldn wrote: »
    Your example is interesting, I am not sure how to handle this either. However, the key difference here is in your example, both parties are involved in the incident for sure. The dispute is on who's responsibility it should be (is it a staged insurance fraud or genuine incident?) in this case, i believe dashcam footage for both parties or any witness would be very useful.

    In my case, the alleged incident happened because one alleged party think it happens and he can point to possible multiple third party to blame. I don't think what your example here is a good analogy to the situation i had .

    Well the dashcam would have recorded me running into the rear of the vehicle, case closed .
  • lumixldn
    lumixldn Posts: 65 Forumite
    DUTR wrote: »
    Well the dashcam would have recorded me running into the rear of the vehicle, case closed .
    Yes too close to not be able to stop if front car have emergency break situation.
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    lumixldn wrote: »
    I am sorry not £18K it is £1800, sorry for the typo

    £1800 is still some obvious damage, not a smart repair .
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Car_54 wrote: »
    I'm not entirely sure what point you're trying to make, but - scam or not - you're at fault for driving too close.

    Yes, the point in context of the other pillow fighting in the thread is that the OP is saying his car already has battle scars and maybe the other car did too, it doesn't negate further damage to the same panel.
  • lumixldn
    lumixldn Posts: 65 Forumite
    DUTR wrote: »
    Yes, the point in context of the other pillow fighting in the thread is that the OP is saying his car already has battle scars and maybe the other car did too, it doesn't negate further damage to the same panel.

    In your comments, it sounds like every things a possibility to consider no matter how small the probability is.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.