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Tpo

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Comments

  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Many (most?) buildings insurance policies's applications do ask about nearby trees.


    But seems the best solution if you'renot willing to take on the potntialcost, risk to your foundations, and/or dificulty with insutance is to simply not purchase the proprty. That's what hundreds of people decide during the conveyancing process as they find out moeabout the properties they are buying.


    As for your fear about councils selling off properties to the private sector - actually there is a trend towards councils buying back RTB properties. And there are any advanags to being a council tenant.


    Another way to go is to fight the designation of this 'popular' tree (not popular with me!). That'll cost lot....
  • mufi
    mufi Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper
    You maybe right, I just can't think if I was with my recent purchase.

    I'm surprised a TPO would be on a tree when it's dangerous and causing damage

    Some do, some don't. We've a tree fairly near the house with a TPO, and I always volunteer the information just in case.
  • OldMusicGuy
    OldMusicGuy Posts: 1,768 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Slinky wrote: »
    I'm sure I've often been asked by insurance companies about location of trees near the property. It's a standard question I think.
    No it isn't. Our last two insurance companies did not ask about trees near to the house (we have a large oak tree about 30 feet from the house). I haven't checked the ones before that.
  • Cakeguts
    Cakeguts Posts: 7,627 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Just don't buy the bungalow. You have security of tenure and not problems with the tree as it will remain the council's problem if you don't buy it. If you health is not good you are going to leave your wife in a worse position if you buy this bungalow.



    People who own properties have to pay for their own nursing care if they need it. If they need sheltered housing they have to sell the house they are in and buy their own. At the moment your wife has the right to live in that bungalow as long as she wants to if you buy it and you can't pay the mortgage you could both become homeless. Not only that but you will have to pay for all the upkeep and repairs on the house. Do you want to leave your wife in the position of doing that or would you like her to have the council still take on the responsibility?



    As a council tenant if either of you need sheltered housing the council will find some for you.
  • Section106
    Section106 Posts: 88 Forumite
    GeorgeTWD wrote: »
    ...go to the goverment web site and see what it says about people that own trees that have TPO on them, the council have NO liability even as it is them that won't allow the tree to be taken down, it is part of the insanity that rules us fear.
    Better that than the insanity of everyone being allowed to cut down whatever trees they like simply because they want to.

    If a tree is genuinely diseased or dangerous the council's TPO team will give consent for it to be treated or removed.

    If you don't want the responsibility of owning a tree with a TPO on it then don't buy a home with a TPO tree in the garden.
  • GeorgeTWD
    GeorgeTWD Posts: 31 Forumite
    Hi Section1,

    So what you are saying is, it is a "Right to Buy" for some but not for all, some have more rights then others, think about that!.
  • Section106
    Section106 Posts: 88 Forumite
    GeorgeTWD wrote: »
    Hi Section1,

    So what you are saying is, it is a "Right to Buy" for some but not for all, some have more rights then others, think about that!.
    Your "Right to Buy" is unchanged. You just need to decide whether you are willing to exercise that right given the responsibility which comes with owning that particular property.

    In the same way many people have exercised their "Right to Buy" and found themselves owning a property in a block of flats the council later decides to demolish, or cover with flammable insulation.

    Trees in urban areas need to be protected, otherwise developers and homeowners would soon turn our towns and cities into tree-free ghettoes.
  • GeorgeTWD
    GeorgeTWD Posts: 31 Forumite
    "If a tree is genuinely diseased or dangerous the council's TPO team will give consent for it to be treated or removed."


    This is the strange thing about this tree, the second tree surgeon (unlike the first tree surgeon we got out) inspected the tree, he said it was dangerous and that it was diseased (I already knew that) he was worried that the diseased had gone into the roots making the tree unstable, he was going to charge £1200.00 to take the tree down, he was the one who found out that there was no TPO on the tree, he was all for getting the job. When I tried to contact him I found it difficult to do so, eventually I manage to get in touch, he had completely change his mind about the tree he said he had spoken to the councils tree surgeon and that he was going to put a TPO on the tree and it was his opinion that counted, it was this way with all the tree surgeons we got out (strange that, very strange!!!). He no longer wanted to know after that.
  • babyblade41
    babyblade41 Posts: 3,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm pretty sure the tree is not diseased and maybe you would just like this moved as it blocks light to some extent

    If you ask the council who put the TPO on it to come and give it a clean bill of health then that will solve everything.

    The tree stays happily in it's place, no threat to anyone and everyone can get on

    I suspect though this tree has somehow come to the forefront now you are buying when it was no concern before

    I go nuts when people remove trees for no other reason than someone can't see out the window far enough..
  • Section106
    Section106 Posts: 88 Forumite
    GeorgeTWD wrote: »
    This is the strange thing about this tree, the second tree surgeon (unlike the first tree surgeon we got out) inspected the tree, he said it was dangerous and that it was diseased (I already knew that) he was worried that the diseased had gone into the roots making the tree unstable, he was going to charge £1200.00 to take the tree down, he was the one who found out that there was no TPO on the tree, he was all for getting the job. When I tried to contact him I found it difficult to do so, eventually I manage to get in touch, he had completely change his mind about the tree he said he had spoken to the councils tree surgeon and that he was going to put a TPO on the tree and it was his opinion that counted, it was this way with all the tree surgeons we got out (strange that, very strange!!!). He no longer wanted to know after that.
    Why would you think this is "Strange"?

    If a reputable tree maintenance company are aware a tree has a TPO on it then they will not carry out any unauthorised work on it. They know the penalties that unauthorised work can result in, along with considerable reputational damage.

    Furthermore, if you don't own the property then it is questionable whether you would have had the right to instruct a company to cut the tree down (whether it had a TPO or not) and a reputable company would want to see confirmation that the tree owner had given their consent to the tree being removed.

    If you believe the tree is diseased and "dangerous" then you need to report your concerns to the council.
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