📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Virgin Money Regular Saver Thread

1303133353645

Comments

  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 20 August 2020 at 5:02PM
    You can get either 1.00% or 1.15% at NS&I and deposit up to a million pounds if you want and be covered.
    I know it is not fixed.
    "Look after your pennies and your pounds will look after themselves"
  • polymaff
    polymaff Posts: 3,954 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 20 August 2020 at 5:51PM
    Gosh, what nihilst opinions.  A £1 marker offers you 1% fixed rate for over a year.
  • bsms1147
    bsms1147 Posts: 2,277 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'll pass, it's a lot of effort for at best £5-10
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I am not a nihilist just want to top up my pension with the best interest rates
    "Look after your pennies and your pounds will look after themselves"
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bsms1147 said:
    I'll pass, it's a lot of effort for at best £5-10
    It is soul destroying the pitiful interest amounts we are getting now
    "Look after your pennies and your pounds will look after themselves"
  • Speculator
    Speculator Posts: 2,376 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 20 August 2020 at 6:47PM
    1% is too low for me. I am making monthly payments into my daughters 3.25% NS&I Junior ISA instead. 
  • kaMelo
    kaMelo Posts: 2,879 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    1% is too low for me. I am making monthly payments into my daughters 3.25% NS&I Junior ISA instead. 
    And I'm sure she's thrilled you are giving her all this money. :smile:
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If you don’t have the Principality BS Regular Saver 22 it is still on offer at 1.50% far better than Virgin
    "Look after your pennies and your pounds will look after themselves"
  • Connie
    Connie Posts: 97 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    schiff said:
    The letter arrived today re the maturity of Issue 18 on September 1st. I've always pitched the info about the EA Saver that comes with it, but at 0.75% I may keep it in mind.
    This is the store Issue 18, for clarity!

    Schiff  -
    is the EAS showing as one of your accounts on the Virgin Money website yet?
    Like yours, my store issue 18 RS matured yesterday, but there's no sign of the EAS yet. 
    I know store-based accounts don't show online, but as the EA is not store-based (per the bumf accompanying the letter re maturity of the RS), I would expect it to be there by now.
    Thought I'd ask you, in case it's just me, before I spend ages trying to phone them.

    I intend to keep £1 in the EAS, just to keep it open in case I decide to use it, but to transfer all the rest of the maturity money to my NS&I Income Bond at 1.16%

  • schiff
    schiff Posts: 20,302 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've never used any of the EAS accounts that seem to be created each time a RS matures and I still have half a dozen still lying dormant when I log in. The 18 was a store version (the last) and I'm not sure a related EAS account for maturing store RSs would show up online. Sorry I can't be of greater help.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.