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Keeping on the Straight and Narrow...

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  • What a wonderful poem xx
  • beanielou said:
    Where did you get the poem from? 
    I tried to google it without success.
    Thanks  :)
    My son's nursery teacher sent it on his online journal so not entirely sure, I've had a quick look online and I found it here on FBook: https://m.facebook.com/story.php?story_fbid=2881812421861794&id=291140750928987&anchor_composer=false

  • Just wanted to check in and say hi, I find it comforting hanging around here at the moment even if I don't have much to say.
    Feeling quite worried about how my Mum is going to manage with the lockdown, she doesn't have any online access (not interested) & few hobbies so the days are going to be long for her. 
    I've collected some puzzle books, DVD's, jigsaws & novels to help keep her occupied but really all I want to do is to pack all her things up and move her in with us but then that could potentially put her at risk too 😭
    I'm sure it will all work out but right now I'm just feeling really frazzled, so much uncertainty and lack of normal routine is having a big impact on me & I'm not sleeping well. 
    I need to get to the shop too as supplies are low but I just can't face it, may delegate to DH as he still has to go to work for now so may as well pick some groceries up while he's out anyway.
     Sorry for the moan, just needed a bit of a brain dump I think.
    Hope anyone who pops in here is well, take care of you & yours. I am dropping in on diaries to catch up, even if I'm not commenting.
    Stay safe xx

  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear you are feeling frazzled and struggling to sleep. Could you change some of your sleep routines to help with that? Perhaps a relaxing bath or shower, candles and no screens for at least an hour before bed?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • beanielou
    beanielou Posts: 95,685 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My sleep is so all
    over the place. 
    Take care 😊🌈
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • FootyFanDan
    FootyFanDan Posts: 1,693 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hey DITR, 

    Sorry to read about how situation is affecting your overall frame of mind and impacting sleep. It certainly is an uncertain time but the main thing is to keep all your family safe as possible,

    Look after yourself :) x
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    As they said after 911 - this is the time to dust off your treasures and enjoy them. While you are at it - light a candle in thanks for those who serve and in prayer for the words we can't quite say.... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The ship design I found online somewhere - not sure about the lighthouse. They are my glass paintings though except for the blue and frosted front one that I bought like that.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • They're really lovely, I live in a coastal town so they're very evocative images for me.
    Just a quick check in to record debt payments for the month, before the coronavirus madness really took hold we made a few chunky payments and had payouts from Shoppix, Receipt Hog, Prolific and Ebay so a decent month. As with many others we are now sticking to minimum payments with the CC but will continue for now with the £250 monthly payment to Mum. Debt total today is £8190 so we'll be in the £7k's on the 1st of April. Signature updated.
    Keep safe everyone xx
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