Keeping on the Straight and Narrow...

DancingInTheRain

https://forums.moneysavingexpert.com/discussion/comment/82056456#Comment_82056456

😂😂😂😂😂🤔🤔🤔🤔🤔

DancingInTheRain

Managed a bath and early night last night and felt all the better for it when I woke up.

Met Sis-in-Law for a cuppa and a catch up after dropping the kids at school then caught up on chores before picking the kids back up. DH finished work early so we picked them up together and took the boys for an ice cream to celebrate DS2's progress in swimming and we'd been notified that DS1 had won a star of the week award at school. They've both also negotiated a bit of extra gaming time and a later bed time tonight so they're having a decent start to their weekend!

DS1 also enjoyed his transition day at secondary school, he was full of chat about it so hopefully that's a good sign 😊

Started a regular saver today, this will be specifically to be used for our summer 2027 holiday, we've eyed up a few options and just waiting on leave approval from work before booking.

£5 Amaz0n voucher cashed out from Micr0soft Rewards & hit the £25 voucher payout from $hoppix so that's another £30 sitting on my Amaz0n account towards Xmas.

Held off paying off the CC so far. Another £2 in from V!nted added to the PAD.

New debt total £4397 (M&S CC £47)

ohdearhowdidthathappen

You’re very restrained, I’d have dipped into a random pot to pay off that CC as soon as it was under £100 😂

DancingInTheRain

https://forums.moneysavingexpert.com/discussion/comment/82058048#Comment_82058048

The struggle is real 😂😂

DancingInTheRain

Earlier check in today as we're all heading out a lunchtime to watch DH play with his band. We're meeting friends with their children so should be a great afternoon if the weather holds, very overcast and blustery at the moment 😬

I'm staying with slow and steady payments as I'm conscious the school holidays are creeping up and I always get caught out by extra spends at this time of year so just being cautious.

Managed to gran a few Pro!ific surveys last night so have added £10 to today's PAD.

New debt total £4385 (M&S CC £35).

DancingInTheRain

Well the weather not only held yesterday but the sun also made a brief but welcome appearance. It was a really fun day, met up with friends and their children and didn't end up coming home until 10pm!

It was a ticketed event, almost like a mini festival with other bands playing. We saved money on the entrance fees as DH was able to put me and the boys on the guest list so we had a £20 saving there but with not expecting to be out quite as long as we were, the drinks and snacks I packed soon ran out so we did spend extra on drinks, ice creams and hot dogs/burgers to keep us going but well worth it as every one had a great day and it's rare the kids get to see their Dad play live so the look on their faces (and his) was absolutely priceless, managed to get some really good photos and videos so lots of memories made.

Back to reality today and a rainy day here so we're having a deliberately slow and lazy day, as we're all tired and DH has another gig this evening. Washing done and in the drier as some of it is needed for tomorrow. We had a late brunch of sausage, egg and bacon sandwiches and will have pizzas and salad before DH heads back out later. Today will definitely be a NSD to counterbalance yesterday's spends!

DH has kindly popped out to drop off a V!nted parcel for me and I've completed a few surveys on Pro!ific, cashing out £10.97, also had £3 from V!nted today so a total of £14 added to today's PAD.

New debt total £4369 (M&S CC £19)

beanielou

Sounds a lovely day.

DancingInTheRain

Thank you @beanielou it really was an unexpected lovely day.

And today we discovered that £19 is my tipping point for clearing a card 😂

It's bugged me all day so I've just paid it off on the basis that we'll be too busy with work and after school/work activities to spend over the next couple of days.

So the M&S card is gone ✊

Time to tackle V12 from tomorrow…

Current total is £600. Monthly payment will now be £75 on the 1st of each month (£50 normal payment plus £25 from what used to be sent to M&S), this will be topped up by the daily £2 PADS and any extra earnings.

Hoping to follow the pattern of M&S and get rid of this in 2 months.

ohdearhowdidthathappen

RIP M&S card 🥳

DancingInTheRain

https://forums.moneysavingexpert.com/discussion/comment/82059755#Comment_82059755

Indeed! 😂😂