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Mum becoming homeless due to frozen account.

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  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I
    If you had doubts about a thread, would you keep them to yourself and let the rest of us hang ourselves, or would you try to help us all by airing those doubts? I like to think you'd give us your opinions and tell us why you had doubts.

    You are welcome to think badly of me (and tell me so), or that I am a bad person (honestly, I'm not) but please don't deny me the right to air my doubts just because they offend you.

    I would air my doubts.
    I’m not offended.

    Just haven’t seen anything to justify it so far.

    So far some people seem to think you can’t get a wheelchair into a vehicle.
    Or you can’t take out someone who needs help with walking, dressing, toileting (none of which are required for a bank visit)
    Or you can’t take someone mentally capable out of hospital in a wheelchair.

    Is there anything I’ve missed that justifies genuine concerns??

    If ever I need help, I will know that I’m in for a lot of unwarranted suspicion.
  • Ben8282 wrote: »
    The patient is apparently immobile and on discharge will require two carers to come to the new flat four times a day to hoist her. Yet we are supposed to believe that, with the assistance of a helpful taxi driver, she was taken off in a taxi in a wheelchair to the bank for the purpose of opening a new account for herself and transferring her share of the money out of the joint account, thereby causing it to be blocked..

    It happens, my sister also immobile and with 2 carers 4 times a day went to the bank in a taxi with her daughter to make the CHAPS payment for her new flat. (The amount was above the limit of 50K for online transfer before anyone asks).

    In the area she now lives in black cabs all have to be adapted for disabled use as a condition of their license, and patients from the Spinal Unit at the hospital use them all the time, so it's more than possible, it's an everyday occurrence.
  • onwards&upwards
    onwards&upwards Posts: 3,423 Forumite
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    IanManc wrote: »
    Staff at an NHS hospital can only lawfully prevent a patient leaving the hospital if the patient has been sectioned/detained under the Mental Health Act.

    It isn't a question of allowing, it is a matter of being unable to prevent. The patient doesn't need permission. A patient isn't a prisoner.


    Or if a deprivation of liberty safeguard is in place under the mental capacity act.
  • kazwookie
    kazwookie Posts: 14,273 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 June 2019 at 12:33PM
    For those of you who have posted, particularly those of you who clearly think I am some sort of sick fantasist. You will have noted I have not been on here.
    We got a phone call Monday morning to go to the hospital as my dad had deteriorated. He died 20 minutes before I arrived but mums social worker took her from her section of the hospital to dads ward and she was with him when he died. They are allowing mum to remain in the rehab ward where she is and have helped me with reports etc to the local authority near me so I know she will be ok. Thank you for those who have genuinely tried to help.
    When I first posted I was desperate for help it is very scary how life can unravel so quickly and become so complicated.
    For those of you who have seemed to think this is some sort of “scam”. I would say:
    Why on earth would someone do that.
    How could anyone even begin to “make up” what’s happened.
    And lastly please think about what you say. I have found myself trying to explain and justify things, initially I believed these people (who also use psydonms on line) we’re trying to help. You weren’t. If you don’t believe something don’t post.

    To those genuinely helping thank you. I will update the post when mum finally moves out of hospital x

    Sorry to read of your father's passing.

    The bank should now unlock the joint account, as its contents are your mother's.

    I suggest you check the house insurance as it has been empty for some time, and contact the insurer to say the house is currently empty, your father has passed away and your mother is in hospital.
    Also turn the gas, water and electric off
    Remove anything of value from the house.
    Make sure all windows and doors are fully locked
    Visit the empty house at least once a week to check it over.
    Find your father's WIL, and attend to his funeral arrangements.
    As it is unlikely your mother will ever return to the house, it will need to be emptied and put on the market to be sold.
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  • xylophone
    xylophone Posts: 45,633 Forumite
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    it will need to be emptied and put on the market to be sole.

    Very fishy!:)
  • xylophone
    xylophone Posts: 45,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    To those genuinely helping thank you. I will update the post when mum finally moves out of hospital x

    When you have your father's death certificate, a copy can be provided to the bank and the account should be unfrozen.

    Was the house owned as joint tenants or as tenants in common?

    Did your father make a will?
  • Terry_Towelling
    Terry_Towelling Posts: 2,279 Forumite
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    lisyloo wrote: »
    If ever I need help, I will know that I’m in for a lot of unwarranted suspicion.

    No. You are obviously a well-established, well-regarded member of the forum. If you needed help I can't see any reason why you'd be 'in for' any suspicion at all.
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