Mum becoming homeless due to frozen account.

elsien

Pugsley_Heckford wrote: »

Hi I've sorted how to answer now. My mum has PIP because she has a disability MS. I am assuming it is PIP it is a disability payment she has a letter for it and evidence money was paid into the account. Please don't tell me there is a problem with this now? Hope this
makes sense.

PIP is suspended after 28 days in hospital then would restart again when she leaves. If she hasn't let DWP know and is approaching the 28 days, she really should otherwise she'll have an overpayment to pay back.
Edit - just seen she's been in since March. Mum needs to phone them tomorrow.
Also check whether it's PIP or attendance allowance, although neither are payable after the 4 weeks.

Does your mum have a pension in her own right? If so, could she open a new account in her own name to have it paid into?

Terry_Towelling

'Mum' has been hospitalised since March, so benefit payments may have to be paid back - possibly together with a £50 fine - sorry. Are you sure your mum is in receipt of PIP? What does it say on this letter she has and how much is she being paid?

AnotherJoe

Whatever mum is or will be getting I suggest you get her to open a new bank account pronto so that her payments can be paid into that going forward.

Ben8282

AnotherJoe wrote: »

Whatever mum is or will be getting I suggest you get her to open a new bank account pronto so that her payments can be paid into that going forward.

That has already been done. They took her out of the hospital and to the bank in a wheelchair so that she could do this.

getting-sorted-sarah

There is an incredible amount of mis-information here - PLEASE get advice from your local Age UK or Citizens Advice.
People talking about NHS funding for 6 weeks, this only applies in specific circumstances.
People talking about the £23,250 threshold for self funding - this only applies to care at home or res care, not to assisted living costs - it is more complicated.
Get professional, quality assured advice, not this jumble of (mostly well meaning) thoughts and opinions.
(I work for Age UK.)

Terry_Towelling

getting-sorted-sarah wrote: »

There is an incredible amount of mis-information here - PLEASE get advice from your local Age UK or Citizens Advice.
People talking about NHS funding for 6 weeks, this only applies in specific circumstances.
People talking about the £23,250 threshold for self funding - this only applies to care at home or res care, not to assisted living costs - it is more complicated.
Get professional, quality assured advice, not this jumble of (mostly well meaning) thoughts and opinions.
(I work for Age UK.)

Fair points but there are certain elements to the thread that just don't seem to add up. For instance, is it likely that someone in their 70's would actually be in receipt of PIP (which I believe came in in 2013 for those aged between 16 and 64).

Would a hospital really allow an in-patient to be wheeled up to the local bank to open a new bank account?

We really need a bit more clarity from OP. At the end of the day, though, OP's mum has seemingly created a problem by taking steps to do something with the joint account when nothing needed to be done with it at all - and no one here is in any position to actually do anything about that.

Sadly, we see many threads on the forum from first-time posters where the situations appear contrived and that creates doubt. OK, maybe we 'doubters' should just butt out and leave it to those contributors who prefer to give the benefit of that doubt - but I'd love to hear from someone in the know about the PIP issue.

getting-sorted-sarah

Terry_Towelling wrote: »

Fair points but there are certain elements to the thread that just don't seem to add up. For instance, is it likely that someone in their 70's would actually be in receipt of PIP (which I believe came in in 2013 for those aged between 16 and 64).

Would a hospital really allow an in-patient to be wheeled up to the local bank to open a new bank account?

We really need a bit more clarity from OP. At the end of the day, though, OP's mum has seemingly created a problem by taking steps to do something with the joint account when nothing needed to be done with it at all - and no one here is in any position to actually do anything about that.

Sadly, we see many threads on the forum from first-time posters where the situations appear contrived and that creates doubt. OK, maybe we 'doubters' should just butt out and leave it to those contributors who prefer to give the benefit of that doubt - but I'd love to hear from someone in the know about the PIP issue.

Someone born before 8/4/48 would not be in receipt of PIP, so if she is 70 or 71 she could be. Otherwise, the OP got the benefits mixed up possibly and she receives Attendance Allowance - this happens more often than not in my (extensive - I have managed a county-wide older people's advice service for many years) experience.

In any case, my advice is the same whether this query is genuine or not - stop listening to speculation and get accredited advice.

Terry_Towelling

getting-sorted-sarah wrote: »

Someone born before 8/4/48 would not be in receipt of PIP, so if she is 70 or 71 she could be. Otherwise, the OP got the benefits mixed up possibly and she receives Attendance Allowance - this happens more often than not in my (extensive - I have managed a county-wide older people's advice service for many years) experience.

In any case, my advice is the same whether this query is genuine or not - stop listening to speculation and get accredited advice.

Agree entirely about the source of advice on things not related to the frozen bank account but look at the sensationalist thread title, the comedy pseudonym and the very definite statements, ' I have taken in evidence of her PIP and pensions' and 'They are both over 70'. Later posts from OP say she assumes it is PIP - that wouldn't happen if you have evidence of what it is.

A joint account with HSBC for nearly 50 years - how does OP actually know that? How many of us would know that our parents have had such a financial arrangement with the same bank for such a long time. Yes, it's possible some will but, given 'dad's' domineering independence, he'd have probably kept that information to himself. We are also told that 'dad' would never let 'mum' do certain things - does that sound like a man who would have a joint bank account with his wife? Presumably the account would have been with Midland Bank until 1992 but that isn't necessarily a factor.

It is just mathematically possible for 'mum' to be over 70 and in receipt of PIP and, if OP is still reading, they can now give us a date of birth that fits in with their scenario, but, with all of the stress involved in managing such a situation, would you think of going to a money saving website to create a comedy pseudonym with a sensationalist tabloid thread title to get the answers you needed?

Yes, we need to be careful about giving out misinformation (it isn't advice we give on this forum) but I'm still not convinced we are giving it to someone in genuine need. That said, best of luck to them if they really are in this awful situation.

Terron

Terry_Towelling wrote: »

Would a hospital really allow an in-patient to be wheeled up to the local bank to open a new bank account?

Depending on the patient's condition I don't see why not. They would probably have to sign a form absolving the hospital of responsibility. I had to when I was in hospital with Bell's Palsy so that I could go to the hospital shop.

IanManc

Terry_Towelling wrote: »

Would a hospital really allow an in-patient to be wheeled up to the local bank to open a new bank account?

Staff at an NHS hospital can only lawfully prevent a patient leaving the hospital if the patient has been sectioned/detained under the Mental Health Act.

It isn't a question of allowing, it is a matter of being unable to prevent. The patient doesn't need permission. A patient isn't a prisoner.