Milocat's Long Road Home..

milocat

Time to tighten the purse strings and revive this thread. 
Current debts: 
With Stepchange:

Great big loan: £12,349.59

Natwest loan: £3,859.52

Vanquis loan: £2,291.38

Credit card: £1,902.14

Overdraft: £1,556.13

Intrum: £1,208.44

Littlewoods: £1,130.26
Currently active accounts:
JD Williams: £493/£500
Capital One: £197/£200
Barclaycard: £740/£750
Conservatory finance: £13,000
Big RED flag debt: HMRC = £1628!!!!!

Okay, so this week to reduce outgoings I have done the following: 
Cancelled the sports packages on the TV (BT Sport £25 and Sky Sports £21 respectively) total saving £46
Changed the insurance policy on the van total saving £32
Changed Gas and Electric provider from Scottish Power to British Gas total saving £35
Cancelled the DD to Welsh Water as it was too much, will call and negotiate lower payment today. total saving??

I still need to speak to Stepchange for a budget review and get the car sold.
Upcoming outgoings:
CHILD #4 BIRTHDAY. 
Next 2 weeks:
Gas/electric £100
DVLA £12
Council tax £133
Home insurance £10
DVLA for Van £17.50
Stepchange???
Sky £108 (last bill, after this payment it will be £51)
Vodafone £150 (tablet, phone x2, watch - all stuck on contract)
Current amount in bank; £250 and I need to do a food shop today. 

Anyone know of any miracle workers?