What small DFW things will you do w/c 13th May?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

PurpleFairy26

Good morning frugal pals :hello: happy Monday

The sun is shinning which does make a difference to most things in life :A my list for today:

Some exercise at home - got up early and did a weights and stretching session
Portion/freeze sc curry cooked overnight
Wfh so no commute :j
Last load of washing, dry outside
Check banking, update sheet
Change a SO for next month to increase some savings
Meal plan for the week
Check what's coming in veg box to give me an idea of weekend meals
Couple of admin jobs to catch up on whilst at home
Look at an activity one of my smalls has been asking about

Have a great day everyone. Purps.

determined_new_ms

Morning purps. Thanks for starting the thread

Looking like a glorious day again here DIY by stealth continues I will sand door, frame and start packing away lounge in prep of giving it a coat of emulsion - might even do it today. Will see how my mood takes me...

Also - work out how I am going to dry washing as line broke yesterday & I have 2 loads of big stuff to dry! :eek:

Quick repair to madam's new ruck sack - incidentally when did school size rucksacks become a king's ransom???? - straps need to be shortened. A quick 10 mins job

Divvy up rubber chicken. Had roast yesterday, will make a curry today and maybe enchilladas for tomorrow :money:

put name in madam's bag & summer dress

ys 19p loaf toast for madam's breakfast

sewing

read book - have days to finish it!

sow some seeds - did french beans & more salad yesterday aubergines have germinated :j

quick shower

ok that will do! Happy Monday to you all

ziggy2407

Good Morning everyone

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Feeling so good health-wise (despite my issues), the suns shining and today we will:

Check Bank & made PAD - Done
Washing & Line Dry -
Massage (my treat for losing 6.5lbs in April - I am setting myself challenges and rewards for my weight loss journey) -
Walk 5K in park (preparing to do a Parkrun for my 50th) -
Ironing -
Swagbucks -
Enter a few comps -
Purge a few emails -
All meals from cupboards/fridge/freezer -
Check: Lucky Bob, PMP, WinaDinner -
Read Book

Have a great day!

C x

Baileys_Babe

PurpleFairy Thank you for starting this weeks thread :A

carrielovesfanta

Morning all from a very sunny North West!

Thanks to Purps for starting this week's thread!
DNMS - sounds like a fab day. re the washing - could you put the airer outside?
ziggy - well done on hitting your weight loss goal - enjoy that massage!
bb - morning!

I think I enjoyed my days off too much as I suddenly started thinking about work at about 5pm and put myself in a bad mood
I have a client visit tomorrow and a consultant visit next Monday. I am more worked up about the consultant but I won't go into it here :cool:

Today's mission:
:heartpuls B/L/D from stores - done
:heartpuls Charge phone in work - done
:heartpuls Gym at lunchtime - done
:heartpuls Try not to stress about work - feeling a bit better
:heartpuls Use some reclaimed bath water to flush loo - done
:heartpuls Check greenhouse - done
:heartpuls No alcohol - done
:heartpuls Crochet something useful - done

Have a good one all

clf x

brednall

Morning all from a very sunny Derbyshire

Hubby away with work for the next few days so that will cut down on water and energy consumption in the house :)

Today:

* breakfast and lunch from stores for me and the kids
* I did promise the small ones a treat for tea after my daughters dance class
* enjoy some craft time later as I don't have to tidy it all away with hubby being away
* check banking and update ss
* washing done before work and on the airer as I don't like leaving it out all day when I'm at work
* small shop at Mr T's for a couple of essential bits that I forgot. At least no 'diet' food to buy this week
* flick round with the duster and polish later
* change daughters bedding after her sickness bug last week
* charge phone at work if it needs it
* check for surveys although I don;t seem to be able to complete many on works computer

Have a great day all

Emma

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up (Link)
• Birthday Freebies (Link)
  
• Coupon Shop Forum list of money-off coupons (Link)
• Cooking On A Bootstrap, cheap recipes. (Link)
  
• eBid (Link)
• Freecycle (Link)
• Freegle (Link)
  
• FreeStuff (Link)
• FreeUKStuff ( Link )
  
• Income Tax Calculator (Link)
• i-Say Surveys (Link)
• Jobseekers Railcard (Link)
  
• List of online newspapers. At bottom of the linked page. (Link)
  
• Marriage Tax Allowance (Link)
• Martin Lewis' Weekly List of Deals and Tips (Link)
• MSE Bank Charges Comparison Tool (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. (Link)
• MSE Budget Planner (Link)
  
• MSE Abbreviations Explained (Link)
  
• MSE Deals and Vouchers (Link)
• MSE Demotivator Tool (Link)
• MSE Credit Card Minimum Repayment Calculator (Link)
• MSE Money Makover (Link)
• MSE Piggybank Budgeting (Link)
• MSE Stoozing Guide (Link)
  
• MSE Wow Offers (Link)
  
• NHS Minor Ailment Service article (Link)
• My Supermarket (Link)
  
• NHS Free Prescription Checker (Link)
• OnePoll (Link)
• Parcel2Go: compare postage prices (Link)
  
• Parkopedia: compare parking charges (Link)
  
• Pick My Postcode Lottery ( Link )
  
• Quidco (Link)
  
• Reclaim PPI at no cost to yourself without using a claims company. (Link)
• Reclaim Packaged Bank Account fees at no cost to yourself without using a claims company.(Link)
• Reclaim phone credit (Link)
  
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
• SayNoTo0870 cheap phone number finder (Link)
• Split Ticketing (Link)
  
• Start Rescue Breakdown Cover (Link)
• Super Saver Amazon Delivery Tool (Link)
  
• Survey sites that pay for your opinions (Link)
  
• Swagbucks (Link)
  
• Swapit (Link)
  
• Tickety Split cheap train tickets (Link) Site closed
  
• Toluna (Link)
  
• TopCashBack (Link)
• Wombling Guide (Link)
• You Need A Budget site and App (Link)

If any of the links are broken, let me know.

allydowd

Hi May Money-Marvelousos,

A precious day off....:j


Just a wee list.



Debt-Free-Nillionaire Continuity Plan Year Five:


* Check online banking.

* Continue my Challenge 500 miles challenge to travel 500 miles for free before the end of 2019: walking, hiking, climbing, cycling, running and swimming. I'm up to 177/500. Will walk.

* Defrost batch cooked soup.

* Clear out In Tray.

* Clear out wallet.

* Clear emails.

* Look at buying a new suitcase for our hols.


* Free entertainment will be photographing wild parakeets, the most northerly flock in the world.




“Everything will be okay in the end. If it's not okay, it's not the end.”

1LuckyLady

Morning all,

Thanks Pf for the the new thread.
Ziggy, glad you are feeling better and well done on your weight loss, enjoy your massage!

Hope everyone else is well.
I'm feeling brighter in myself today, think its a mixture of sunshine, a great gym class this morning and a good nights sleep!

Lots done already but still lots to do today
Here goes...
* ys bread for dss breakfasts done
* refill water bottle at the gym done
* wash two loads on the quick 30 degree wash done
* hang out on the line to dry done
* change a blood test appointment for ds2, from tomorrow which would involve a lot of hanging around after his first appointment (more chance of being nagged into costalots for a cake) to a day in half term which suits me better. done
* text my mum to see if she can change a £20 note for change - need the change for carpark tomorrow done
* book dh's car in for service and mot - if I book online its cheaper done
* update ds2s health book for his appointment tomorrow done, highlights a more positive tread too which was great!
* take a bag of stuff to the charity shop (have a quick look at the book section whilst there for the last few books in the series dh is collecting) done, and I have a list of the books he wants in my purse! no luck today
* call into HomeB for some sensodyne toothpaste, as I've had a bit of toothache and its usually cheaper there then the big supermarkets & get some milkshake syrup for the kids whilst there done
* call into aldee with my list - no junk to be bought!! just lots of fresh fruit and salad stuff and milk! done
* book my dentist appointment online as they've just sent me a link done
* check quidco/tcb done, and claimed a £3 payout for costalot,
* all meals from stores
* general Monday tidy up! done
* share bath water later
* straighten up the shed so that I can easily get the patio table/chairs out if its warm enough to eat out there tonight. done
* help ds1 register his new bank account for online banking done
** checked banking/updated spreadsheet and emailed it back to myself as a back up
** cleared 3 email inboxes, and unsubscribed from various marketing emails too
** prepped next weeks rm surveys and walked to the post box to send our postal votes off
** decided to flip the wall units/tv unit/sofas around in our snug, it now means our sofa looks out to our garden rather the our side fence and neighbours heads when they're out in their garden, I thought about doing it ages ago but talked myself out of it as I thought it would be too faffy but I've done it, its taken less then 2hrs and it looks so much better and bigger somehow?!! Just need to get someone in to move our tv ariel and it will be perfect

Take care all.

ditty1234

Hello all
get a few bits for lunches tomorrow
run w club
be nice to two young men
shower
go to bed
sleep
(oh and dinner from freezer - magic chili from last week).