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Happy new year jessy, sounds like you have had lots going on already! Glad the fire didn’t affect your house 😱MFW 67 - Finally mortgage free! 💙😁2
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Thanks NG 🙂
I've paid £234.75 off the mortgage today, so the new total is £44,100. After Febs payment comes out I will make a small op to round down and then I will be under £44k!
The wedding venue has £800 left to pay which we will do when Feb payday comes around. We went and ordered our wedding rings this weekend, BF got a nice bargain as they had 20% off so he paid £65 for his tungsten ring. Mine is platinum and a bit more, but I also will get 20% off so it will be £400.
The wedding dress i bought was too tight around the bust, so that was sent back and refunded and a bigger size arrived yesterday. It fits a lot better and I love it and at only £65, a bargain!
We're going to see the caterer next week and i think that will cost the most, but we're only having around 50 guests so hopefully not too much.
Not a lot else to report really, just plodding along and trying not to stress! 😀Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!6 -
It's all sounding very organised, Jessy! 👏👏 - and great progress in the mortgage at the same time 😊👏 xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204
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An op of £135.93 made so the mortgage is now £43,700! Another box ticked off my chart 🙂
We picked up our wedding rings yesterday. BF had already paid for his and when I came to pay mine, there was actually a 25% discount, so it went from £499 down to £375! I was extremely happy!
Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!4 -
Nice OP Jessy! And great discount on the rings 😊Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Thanks Vix 🙂
Well it's been a tough few days as my nan got taken into hospital last Wednesday and unfortunately passed away last Thursday. Although she had been suffering with long covid we thought she was over the worst of it, but the damage had already been done. She will be greatly missed 😪
Wedding plans have gone on hold for the moment until after her funeral.
On a happier note me and BF both got 7% payrises at work which will give us each an extra £100 give or take every month. This will certainly help with the wedding fund.Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!2 -
Oh sorry to hear that Jessy - thinking of you xMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
So sorry to hear about your Nan, Jessy xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
So sorry to hear about your Nan. Take it easy whilst you process it.That pay rise is the best one I’ve heard about!2025 decluttering: 3,958🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 338🥉🥈🥇💎🏆
Big kitchen declutter challenge 112/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Thank you vix, sc and Jess xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1
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