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  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Happy new year jessy, sounds like you have had lots going on already! Glad the fire didn’t affect your house 😱
    MFW 67 - Finally mortgage free! 💙😁
  • greent
    greent Posts: 10,781 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's all sounding very organised, Jessy! 👏👏 - and great progress in the mortgage at the same time 😊👏 x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    An op of £135.93 made so the mortgage is now £43,700! Another box ticked off my chart 🙂

    We picked up our wedding rings yesterday. BF had already paid for his and when I came to pay mine, there was actually a 25% discount, so it went from £499 down to £375! I was extremely happy! 
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • themadvix
    themadvix Posts: 8,779 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Nice OP Jessy! And great discount on the rings 😊
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks Vix 🙂

    Well it's been a tough few days as my nan got taken into hospital last Wednesday and unfortunately passed away last Thursday. Although she had been suffering with long covid we thought she was over the worst of it, but the damage had already been done. She will be greatly missed 😪
    Wedding plans have gone on hold for the moment until after her funeral.

    On a happier note me and BF both got 7% payrises at work which will give us each an extra £100 give or take every month. This will certainly help with the wedding fund.
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • themadvix
    themadvix Posts: 8,779 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Oh sorry to hear that Jessy - thinking of you x
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • So sorry to hear about your Nan, Jessy x
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • QueenJess
    QueenJess Posts: 4,507 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    So sorry to hear about your Nan. Take it easy whilst you process it.

    That pay rise is the best one I’ve heard about!
    2025 decluttering: 3,958🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 338🥉🥈🥇💎🏆
    Big kitchen declutter challenge 112/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thank you vix, sc and Jess x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
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