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South_coast

Good to know that you *could* live on 60% if you needed to, that's a definite win for MSE. Tax and NI (and pension) contributions would be lower too

themadvix

Have you thought about getting a prescription for the tablets for the dog and buying online? We do this for our cat who has flea tablets - it works out much cheaper. Just a thought for the future.

Jessy103

South_coast said:

Good to know that you *could* live on 60% if you needed to, that's a definite win for MSE. Tax and NI (and pension) contributions would be lower too

Thanks SC. At least we know in case it does happen and I think at that point we'd both start looking elsewhere for a job.

themadvix said:

Have you thought about getting a prescription for the tablets for the dog and buying online? We do this for our cat who has flea tablets - it works out much cheaper. Just a thought for the future.

Thanks Vix, I have looked into this previously but our vets have been very good and price matched what we've found online, so as long as they keep doing that, I'm happy to keep supporting them 🙂

themadvix

Oh that’s entirely fair enough - and good of the vets. If I’d engaged brain I’d have noticed how cheap they were!

Jessy103

A couple of NSDs

Not really been up to much, as you would expect! Boris's announcement doesn't change much for us, we're not planning on going anywhere. I have a feeling all the places that we would like to go will be heaving now, so not worth the risk. We got an email from work telling us that nothing had changed from their point of view either and they were introducing people back slowly and keeping to the 2m rule. I don't think I will be going back for a while yet and as long as the 80% pay stays in place, I'm happy with that.

I've done a food inventory and menu for the week, I've got a t3sc0 delivery on the 19th and enough food to last us until then, with the exception of a loaf of bread and some milk. Boyo is still with us and with no date of returning yet so arranging the food menu is important to make sure we don't overspend. 

Not a lot else to report, apart from I'm still resisting the urge to overpay the mortgage and it sucks 😪

Take care and stay safe x

Jessy103

£5.55 payout from prolific today and still a couple of quid to be approved. 

Still having NSDs which is good, BF went to the shop yesterday but he paid so I'm not counting it as part of my budget! We have boyo another week so I will have to change the t3sc0 order and add some extras to make sure we're all well fed but it will only be stuff we'll use anyway so even if there's some left over, me and BF will have it. 

I had a lovely surprise yesterday when I saw 3 birds using the window feeder! One was on the feeder and two underneath in the flower trough hoovering up the seeds that had spilled out. Really good to know it's being used and hopefully I'll be able to see what sort they are next time before they fly off

Had a lovely video call with my grandparents this afternoon. I had to laugh though, we said our goodbyes and before I hung up my nan went 'How do I turn this off, let me put my specs on!' She then proceeded to put her glasses on and stare at the screen for a good few seconds, I ended up hanging up first! Bless her!

Not a lot else to report, I finished a cross stitch but need to iron it first before integrating it to a card. I also started another one for my mum's 60th birthday in July. 

Take care and stay safe x

Jessy103

The mortgage is £66,150, I'm itching to pay off the £150! Would it really hurt to take it out the EF?! ARGH, this is driving me bonkers!!!

South_coast

I'd say do it, but then mine might not be the most sound advice 😂!

Thick_n_Thin

I wouldn’t take it out of the emergency fund tbh, can you try and make some adjustments else where so you could maybe pay £50 by the end of the month?

Jessy103

Well, I've just had a phone call from my supervisor. I'm going back to work next week for a few days and then, depending on work and if people are happy for my engineer to come to them, I will either be staying on or be furloughed again for a further 3 weeks. Mixed feelings really, it's good that they still need me but I don't like my job! On the plus side I will get paid 100% of my wages for those few days.