Buyer Solicitors Queries - FTB

mazibee

Hi All,

Our solicitors have sent us the Mortgage Report & Mortgage Deed in the post ( yet to receive in post)

Any idea what are these and we need to do? Sign, date and post them back to the solicitors.

Also please can someone guide us what sort of question we need to to ask the solicitors who will forward those to the sellers solicitors, or they will send some normlal set of questions that buyer solicitors send to the sellers solicitors.

Solicitors have not visited the property (as they are not supposed to) , so how they know the condition of the property and raise concerns with the sellers solicitors.

I have booked the Building survey which will be conducted approx in week strating May 13, 2019

Do we need to email tha survey report to our solictor , so that they can raise questions regarding any concerns in the report with the sellers solicitor.

OR

Discussing concerns in this report ( if they arise) will cause unnecessary delays from the solictors side.

Being FTB, so much things going on so any help / suggestion will be highly appreciated.

Thanks in advance.

AnotherJoe

Based on you NOT being in Scotland where they do things differently.


Solicitors are not "supposed to visit the property" ! !
Your solicitors will have a standard set of Q's that they send to the vendors solicitors who pass it on to the vendors.
Its mostly up to you to deal with the survey report. You solicitor wont care if there's damp or woodworm for example.

There are numerous books on buying a house. I think there's a guide in here somewhere as well.

loubel

Our solicitors have sent us the Mortgage Report & Mortgage Deed in the post ( yet to receive in post)

Any idea what are these and we need to do? Sign, date and post them back to the solicitors.

Read the report and sign the Mortgage Deed (in front of a witness) and send it back to your solicitor. Don't date it. They will have sent a covering letter with instructions and telling you if there is anything else to do at this stage

Also please can someone guide us what sort of question we need to to ask the solicitors who will forward those to the sellers solicitors, or they will send some normlal set of questions that buyer solicitors send to the sellers solicitors.

Your solicitors will raise legal questions based on the paperwork they receive and the mortgage offer. If you have any questions on what they send you then ask them to help you.

Solicitors have not visited the property (as they are not supposed to) , so how they know the condition of the property and raise concerns with the sellers solicitors.

Questions about the condition of the property should be referred to your surveyor.

Do we need to email tha survey report to our solictor , so that they can raise questions regarding any concerns in the report with the sellers solicitor.

Yes, send them the report as it will have a section for the solicitor to review.

mazibee

AnotherJoe wrote: »

Based on you NOT being in Scotland where they do things differently.


Solicitors are not "supposed to visit the property" ! !
Your solicitors will have a standard set of Q's that they send to the vendors solicitors who pass it on to the vendors.
Its mostly up to you to deal with the survey report. You solicitor wont care if there's damp or woodworm for example.

There are numerous books on buying a house. I think there's a guide in here somewhere as well.

Can we send other/ questions to our solicitors for onward clrification from the sellers solicitors.

AnotherJoe

Yes you can. Are you thinking of things like "will the curtains be included in the price" or such like?

mazibee

AnotherJoe wrote: »

Yes you can. Are you thinking of things like "will the curtains be included in the price" or such like?

Thanks for your reply


Obviously will not ask them to include the curtains.


We need to check regarding the white goods and the cupboards.

AnotherJoe

Why wouldn't you check if they are leaving the curtains? Are they horrible?

By cupboards, do you mean built in kitchen cupboards? Or others? There have been some disputes posted here regards built in bedroom cupboards and utility room cupboards even though 99% of "normal" sellers would include these. I would be presumptive, eg "please confirm you will be leaving the built in cupboards in the bedrooms and the utility room"

mazibee

AnotherJoe wrote: »

Why wouldn't you check if they are leaving the curtains? Are they horrible?

By cupboards, do you mean built in kitchen cupboards? Or others? There have been some disputes posted here regards built in bedroom cupboards and utility room cupboards even though 99% of "normal" sellers would include these. I would be presumptive, eg "please confirm you will be leaving the built in cupboards in the bedrooms and the utility room"

I just wanted to ask another noob question, such sort of queries regarding white goods , cubboards etc need to be addressed to the solicitor before they send seller solicitors pack of questions / queries as we dont know which queries they have already send or should wait for those standard queries to come come and raise these additional queries plus some others that come in our mind.

AnotherJoe

Ask early.

eddddy

mazibee wrote: »

We need to check regarding the white goods and the cupboards.

The most efficient way is to ask the seller via the EA (or ask the seller direct, if you prefer).

The EA will normally phone the seller, then phone you back.

Once you've reached agreement with the seller, tell your solicitor the outcome, and he/she should make sure it's in the contract.


If you were to ask your solicitor about this at the outset, the following would probably happen:

• Your solicitor would write to the seller's solicitor asking the question
• The seller's solicitor would write to the seller asking the question
• The seller would write back to the seller's solicitor with the answer
• The seller's solicitor would write to your solicitor with the answer
• Your solicitor would write back to you with the answer

That might take a couple of weeks (or more), whereas the EA could often make some calls within minutes.

KatieDee

eddddy wrote: »

The most efficient way is to ask the seller via the EA (or ask the seller direct, if you prefer).

The EA will normally phone the seller, then phone you back.

Once you've reached agreement with the seller, tell your solicitor the outcome, and he/she should make sure it's in the contract.


If you were to ask your solicitor about this at the outset, the following would probably happen:

• Your solicitor would write to the seller's solicitor asking the question
• The seller's solicitor would write to the seller asking the question
• The seller would write back to the seller's solicitor with the answer
• The seller's solicitor would write to your solicitor with the answer
• Your solicitor would write back to you with the answer

That might take a couple of weeks (or more), whereas the EA could often make some calls within minutes.

Definitely agree with this, in theory. However, I tried this with our estate agent and they refused to get involved, advising me to go through my solicitor.

I've no idea whether this is the common response, or whether our EA just couldn't be bothered to contact the vendor, but it would have made things so much simpler if she had