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Easter 2025 I’m coming to get you!

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Comments

  • Jessy103
    Jessy103 Posts: 2,345 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Aww bless him! Hope you and DS had a good time too and had some nice weather x
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • ladysummerisle
    ladysummerisle Posts: 168 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    That beautiful boy can come and have a holiday with me anytime! 

    MFW diary: https://forums.moneysavingexpert.com/discussion/6254913/never-a-good-time-but-here-goes#latest

    Original MF date: October 2036 (£81,500)

    Outstanding Jan 2021: £55070

    Outstanding Sept 2025: £15686

    EF 10000 / Savings toward neutral: £2800


  • Hettyhound
    Hettyhound Posts: 1,061 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Back to work and school today so fingers crossed back to a bit of normality.  I’ve overpaid £105 to the mortgage today and done my spreadsheets.  Funds took a battering due to family visit/days out rather than our little camping break; we know how to enjoy ourselves cheaply!  Mary Poppins trip was cheap (I arranged) but then 2 further more pricey days followed ☹️.  Nothing much else planned for June though so fingers crossed not too spendy.  Ordered the dog food online today with TCB so that’s another thing done and will last until August as I ordered 2 large bays to get the free delivery.  I need to get car breakdown and insurance this month but that’s a different pot so covered.  Determined to keep food budget down as prices going up and up but available spends not.  Meal plan in place until Thursday which is shopping day and gave some freezer meals planned along with a bit of baking so plenty to keep me busy 🙂
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; Sept 2025 £18,399.00 2025 OP £1703.13/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Hettyhound
    Hettyhound Posts: 1,061 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hello, things have been “difficult” over the past couple of months but hopefully I can get back on track with finances.  School is back on Thursday at long last.  My son is going to start cycling to school so I’m hoping the 4 miles a day will help with his health and he’s going on to pack ups which again should help health wise.  I was putting £60 a month on his school lunch card but I’m sure I can give him better and more filling food for the same/cheaper amount.  I’ve upped the monthly food budget and made a 4 week meal plan which includes everything so I don’t have to think about it.  I had a week off last week and basically spent it cleaning.  House does look better and I’m determined to keep on top of that too.  The greyhound walks start again on Sunday which I’m looking forward to and then on Sunday evening we are going to an outdoor cinema showing of sing along Grease; we love that film and a good old sing 🎵.  I’ve already warned my boy about budgets and food etc.  Sunday nights tea is tofu nachos so we have decided to take the bits with us and have a nacho bowl there as we will be eating refreshments after the greyhound walk so won’t be starving.  I’ve also decided to take a longer lunch on a Thursday and whizz round the supermarket then there’s no can I just have and the associated arguments.  Hoping to get back onto doing prolific once he’s back at school 🤞
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; Sept 2025 £18,399.00 2025 OP £1703.13/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • South_coast
    South_coast Posts: 5,964 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Hetty, sorry to hear things have been tricky, but you sound like you have a solid plan and are very determined x
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • beanielou
    beanielou Posts: 96,230 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope the social worker is super helpful. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Jessy103
    Jessy103 Posts: 2,345 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Sorry to hear things have been difficult, I hope things improve ASAP. Stay strong, you got this xx
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
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