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Easter 2025 I’m coming to get you!
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Glad that you are getting some prolific surveys already. Sorry to hear about your car - I think the biggest hurdle most months to bigger OPs is car related expenses.MFW since March 2019Mortgage-free 30th June 2023
My Budget and Savings Diary https://forums.moneysavingexpert.com/discussion/6543308/making-a-budget-and-sticking-to-it#latest1 -
OK folks so I was super happy earlier on and then, bam, the “emails” started.....I know I’m only 2 months into this new job but it’s not for me. It’s not the work, I know I am capable of that despite the comments coming my way, it’s the strong personalities that the department is made up of.
So basically I’m having teach myself a substantial part of the job out of a manual (and I never lied, they knew I hadn’t done that part before), do it in a day a week less than the previous role holder and also with very little in the way of useful handover notes. Most of the notes are ask so and so how to do this, but you ask so and so they are far too busy to help and you get “comments” about that and a quick you do this, this and this.
It took me a year of looking to find this one as getting a part time job on 30 hours a week is nigh on impossible. I applied for 7 jobs in that time and got interviewed for 6 so yes I am capable of working at this grade. I’m not going to let this knock me down but I have decided to start looking around again as it may take me another year and I’ve still got plenty(ish) of working years ahead of me. I always believed I would get the job I was meant to get so there is a purpose behind this, maybe it’s a spur into mortgage overpayment in a massive way! Or maybe I’m going to come into some money and just not feel guilty about leaving my job.....I can dream :rotfl:
Anyway thanks for listening to the moaning...it will soon be the weekend,SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1 -
Decision made. I’m going to start applying for jobs with other employers and consider going back full time. I’ve already got one referee on standby, will contact my other later today and I’ve got 4 roles for contemplation saved in a search. This means the overpayment journey will either be longer or shorter. Off to wrangle with a G**gle spreadsheet, another thing I’m not keen on in the job; give me my old excel budget spreadsheet any day!SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
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Good luck with the job hunt, hetty:)Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1 -
:mad: :mad: :mad: Just rung the garage about my car and they haven’t even started it!!! They doubt I will get it back today and they are not even sure that it needs a new clutch. I did point out they have had it since Saturday and it was booked in their diary to be done today, I saw it was written in! So much for the Good Garage Scheme,
Really fed up at the moment, but as they say things can only get betterSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1 -
Garage rang back less than an hour later, strange that. Anyway the upshot is price is now £200 higher, could take a day to get the parts delivered, they are busy because of the bank holidays and I’m not likely to get my car back until early next week.
I’m going in on the bus tomorrow but will be late in and have to leave early due to childcare. The boy has Beavers tomorrow night so that’s a 20 minute walk each way, he’ll miss drama on Saturday again and we won’t be able to go on the last greyhound walk before summer which is this Sunday, And....just to make things even worse the garage man called me lovey!!!
OK so positives for the day, the sun has been shining and I’ve planted out my courgettes and spinach, earned quite a bit on Prolific and ironically one of the surveys was about dealing with stress, I’ve found loads of jobs I can apply for so think I will probably be applying for about 3 per week as an average so fingers crossed it won’t take me a year to find another job. Positive for tomorrow, I’ll get to read a book on the bus journey!SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1 -
Cars are such a blooming pain.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Not good Hetty. As Beanielou said, cars are a pain.Outstanding mortgage: £23,181 (December 19)
MFW 2020 Challenge Member #10 0/£23181 -
I'm really enjoying your diary and following with interest. Thanks for introducing me to prolific and well done on the overpayment1
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Thanks Maketheday. I’ve got £9 in Prolific already and I only signed up a week ago. I was also accepted on a study that will contact me 3 times 4 weeks apart and pay an extra bonus if I complete all 3.SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
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