Can we please stop the House Price crash threads?

SquatNow

Virtually no-one is un-employed in the UK. Instead we have:

• Vast numbers on disability living allowance. (10% of the population in Northern Ireland are on DLA!!!)
• 50%+ of kids going to university.
• The remaining kids being PAID to stay at school 2 more years instead of going on the dole.
• Anyone without a job who has been on a training course in the last year is classed as "in training" rather than "unemployed". (I think trainnig is pretty much compulsory too!)

Independant figures have put UK unemployment at nearly double what it was just before the last crash. Did I say crash? I meant Pancake day. Theres no such thing as a crash.

dolce_vita

Cutting IRs, increased immigration, lack of "supply", increased "demand", lack of space, whatever; all the so-called drivers of HPI will count for f*ck all when there is no money about to fuel this any longer.

The fundamentals will out and in the short-to-medium term prices will drop.

The fact remains that by any conventional measure you care to use house prices are too high and something has got to give.

SquatNow

This is relevant to what happens when people get their homes repossessed and start demanding the government take action:

The british civilian population is now less armed in comparison to its government than any time in British history.

Tradition in Britiain was that even the lowliest peasent would own a sword or an axe or a bow, or usually all 3, and would know how to use them.

In ye-olde times, the king would have a small standing army, at the most a few tens of thousands, who would mostly act in a policing role, keeping the peace. If he needed to go to war he would contact the "barons" in each area and they would raise a local army and meet him near the battlefield the night before.

As we saw with the magna carta and the french revolution, the kings and gentry had to behaive in a semi-reasonable matter, else they risk losing power. They had to balance the desire for wealth with what they believed the peasants would put up with. If they got it wrong, they faced death by the sword.

As time went by things progressed, and people bought muskets, and then rifles. After WW2 most people owned a pistol.

Even into the 50s much of the british population was armed.

Roll on to today, and we arn't allowed guns, or swords or knives... in fact walking on a plane with a pair of tweezers will get you pinned to the ground by a team of armed soldiers.

And god forbid you should wish to partake in a shooting competition and learn how to use a gun well.

And theres a reason for this... an un-armed population is easy to control. Up until the 80s gun ownership was common, but then the government realised it was time to disarm the population.

By disarming the British population, the government ensured that they could do as they wish, ignore the law, strip away civil liberties... and no-one would be able to do anything about it.

We have no weapons, but instead we have a large, increasingly armed police force, and an army 3 times bigger than we really need for a country of our size.

People are convinced that the government will protect them from their enemies as long as they give up all their rights.

We are now faced with a situation where the government can do as it wishes, and for the first time in history, the British population can do nothing about it.

We truely are entering dark times.

fc123

I love your posts!! Only on-line for half hour as no Ugly Betty tonight.
You obviously don't live in a London suburb. My son was robbed at knifepoint 4 times from age 14 - 17...3 times during daylight.
A certain sector of the population IS armed.

The rest are stifled with debts, financial commitments and responsibilities...so no time or energy to start a revolution......or they are zonked out on the sofa in front of the telly, loaded up with processed food and toxins.....so no energy to think or protest...............when I was in my early twenties I was passionate about animal welfare etc etc....marched, campaigned etc...Now, all i have is the "power of one".........so for 20 years I have never eaten battery meat....but still this barbaric way of producing meat continues.

And that's why I like your posts, they are sometimes utopian and a bit aggressive, but the passion is important......one day there may be no room for it in your life.

PS; do you think Carolet's mums name begins with M???

izzybusy23

nollag2006 wrote: »

The mods have already asked that all discussion of house price crash be confined to one specific thread, as outined here:

http://forums.moneysavingexpert.com/showthread.html?t=577151

It becomes tedious for readers of the forum to hear the same old arguments trotted out by the vested interests of the HPC lot. Its the same old mantra they have been singing for 5+ years now.

While the HPC brigade initially respected this, they have now reverted to type, and are consistently either posting new HPC threads such as:
http://forums.moneysavingexpert.com/showthread.html?t=598960
http://forums.moneysavingexpert.com/showthread.html?t=594684

or are resurrecting old threads to circumvent the rules:
http://forums.moneysavingexpert.com/showthread.html?t=5377

This is a waste of everyones time, and is really disrespectful to Martin and the mods.

At the very least these threads should be locked, and a warning issued to those that are violating the rules that they will be banned if they continue behaving in this manner

Oooh we are touchy and who made you god???

I am a HPC'er and to be honest I get bored and a little fed up with people like you keep bashing us. And I would say the only reason you are doing so is because you don't like what you read... hence the reason for trying to put the kibosh on 'CRASH' threads..

If you don't like it, don't read it... simple. If you are up to your eyes in debt or overstretched yourself, trying to ignore it won't make it go away and it will happen regardless of how much you try to shut us HPC'ers up.

ManAtHome

SquatNow wrote: »

We have no weapons, but instead we have a large, increasingly armed police force, and an army 3 times bigger than we really need for a country of our size.

Defence budget around 33 billion, northern crock "budget", errrm maybe our darling chancellor (or even the last bloke whoever he was) will give us a number sometime?

We may have less to fear from the army...

Zammo

ManAtHome wrote: »

We may have less to fear from the army...

The army are the only thing that will save us from this government. Who's side do you think they'd be on if it came to the crunch. It's the police we need to fear.

Nenen

nollag2006 wrote: »

The mods have already asked that all discussion of house price crash be confined to one specific thread.
It becomes tedious for readers of the forum to hear the same old arguments trotted out by the vested interests of the HPC lot. Its the same old mantra they have been singing for 5+ years now.
This is a waste of everyones time, and is really disrespectful to Martin and the mods.

At the very least these threads should be locked, and a warning issued to those that are violating the rules that they will be banned if they continue behaving in this manner

A single thread about such an important topic just doesn't work (as has been evidenced). There was a very positive suggestion made by tre3mor to divide this board into three sub boards so that we could have a sub-board specifically about house prices (up, down, crash or otherwise;) ). The boards would be:

1) Buying/Selling: Advice on getting the best price for your house sale/purchase, estates agents, solicitors, legal issues, moving, fees, viewings, etc.

2) Renting: Advice for LLs and tenants, etc.

3) Markets: Opinions, discussion and advice on house prices and the current/future state of the housing market etc.

I posted a poll ( http://forums.moneysavingexpert.com/showthread.html?t=582940 ) to try and gauge opinion on doing this; seventy-one people voted, 77.46% of whom were in favour. I would hazard a guess that most of the voters are the major/regular contributors to this board. I think this proves that you are in the minority nollag! If you don't want to read about house prices then I'd respectfully suggest you just ignore the threads you aren't interested in. Personally, I think the whole board has become a lot less interesting since the ban began and a lot less useful to someone like me who is desparately trying to save money by buying at the right time. The whole financial situation of my family from now until the day I die depends upon this and so it is something I for one relish debating... with people on both sides of the fence so that I get a more balanced picture upon which to base my house buying decisions.

ManAtHome

Maybe we could have a "house prices only ever go up" sub-board... which we could leave to the bricks-and-masturbatory minority.

I'm more concerned about the "house prices only ever go up" gang pushing their propaganda in threads discussing the economy which hasn't really been a "miracle" one IMHO.

Nenen

ManAtHome wrote: »

Maybe we could have a "house prices only ever go up" sub-board... which we could leave to the bricks-and-masturbatory minority.

I'm more concerned about the "house prices only ever go up" gang pushing their propaganda in threads discussing the economy which hasn't really been a "miracle" one IMHO.

Yes... I find it rather ironic that the people who complain about HPC threads are those who have absolute belief that 'house prices only ever go up'. There are people on both sides of the debate who seem completely entrenched in their view and they are the ones who sometimes get rude and turn debate into a slanging match.

The posters I find most helpful are those like Generali who give an informed opinion whilst admitting they do not actually have crystal balls and have been wrong in the past! The thing I used to really like about the debates on MSE (before we were confined to one sticky) were that the opinions ranged from absolute certainty of crash, through to 'think there might be a HPC because...', past 'no idea' and into 'thinks prices will rise because...' all the way to 'house prices will definitely go up'!

I loved reading all the different views (particularly information/evidence for them) so that I could think about it and draw my own conclusions. This is such an important time for us in terms of whether we buy now (currently renting) or wait longer. It will have major impact on our finances from now unto death! I really need all the input I can get to help me make the most prudent decision! :beer: