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My year of living dangerously

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  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    You're a busy bee DIA. It must be so nice to see all the improvements on your house.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Homegrown0 wrote: »
    You are on fire DIA! I definitely noticed a shift in your positivity these days. You're getting stuff done and making solutions - i like that :)
    Thanks HG :) I realise I exist in bursts then I crash for a bit. I'm starting to learn to accept this.
    in_need_of_direction wrote: »
    I did a half hour gardening today to provide me with some exercise while hopefully making some improvements. I’ve tried marketing it as an outdoor gym but have had no takers
    You have a taker here INOD :)
    parsniphead wrote: »
    You're a busy bee DIA. It must be so nice to see all the improvements on your house.
    Thanks parsniphead. It is beginning to get there after all these years :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Finally I got hold of the electrician and he is coming to quote next week on the same day as the window company. If I do get stressed at least this way I can limit the time I spend worrying :)

    I haven't been great with tidying/cleaning lately :o So today I have been doing the dishes in 15 minute bursts and I only have 1 more load to do. Determined to wake up to no dirty dishes and eat at a dining table free of clutter in the morning.

    I had a 30 minute walk today

    I forgot to take a parcel so nearly missed the deadline for returns. Got home and ran to the PO. I caught it so £25 winging its way back to my account, so glad I made the effort as I was tired and could easily have not gone.

    Hope your day went well reader.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,119 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you got the parcel posted :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I've been working on a kitchen free of dirty dishes all week, but today it has been achieved, not a dish in sight. Even the kettle is descaling in vinegar :T

    The dining room-living room-work room is clean and tidy. :)

    Tomorrow I can steam clean the floors. Won't say how long since they've been done.:o
    The problem is things not having a place so need to wall mount the Dys0n instead of tripping over it every day. Under the stairs needs storage boxes that can be wheeled out. Does such a thing exist? And it could do with a declutter under there too.

    I've been productive as I WFH but managed to complete a bursary application for a creative venture in the Autumn. I had to scan documents and attach with my new printer. I did not know how to do it but worked it out in the end :)

    Can't believe it takes until tomorrow to get the place tidy before bed!!

    I watched a programme about the state of social housing so feeling grateful to have a home all to myself that I can't be moved on from.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • in_need_of_direction
    in_need_of_direction Posts: 7,780 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You can get plastic or wooden storage boxes on wheels. I’m just not sure where
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • beanielou
    beanielou Posts: 96,119 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    IKEA used to do storage boxes on wheels.
    I also watched the programme on social housing & felt the same.
    You are doing so well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on all the cleaning and decluttering.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    in_need_of_direction wrote: »
    You can get plastic or wooden storage boxes on wheels. I’m just not sure where
    I will do some research. Thanks INOD :)
    beanielou wrote: »
    IKEA used to do storage boxes on wheels.
    I also watched the programme on social housing & felt the same.
    You are doing so well.
    Thanks for the encouragement beanie :)
    savingholmes wrote: »
    Well done on all the cleaning and decluttering.
    Thanks SH :) This evening I am dirty dishes free and the rubbish has been emptied. Floors were not steamed. They might need to wait until the weekend :o
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    wow busy busy busy. sometimes you just got to go with the flow and do more than you should even if you are tired later
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
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