📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My year of living dangerously

1323335373882

Comments

  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    I also sometimes find that when I've meal planned and bought what i need on a Sunday, if i go home and do as much prep as i can, it makes life a bit easier when it comes to the making of things. I sometimes do a batch cook or i do the salad prep for the week so that I'm not preparing a salad every day etc.

    Might that help on the old motivation front?
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • Seasidegal58
    Seasidegal58 Posts: 6,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    My meal plans have gone rather awol lately as well so hoping to remedy this! The heat hasn't helped - makes me feel like I can't be bothered to put anything together meal-wise.

    Re. pensions, I have found the people on the MSE pensions board very knowledgeable and helpful so I would definitely post on there.

    Have a good weekend DIA!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    My drinks and ice cream top up wrecked the food plan and next week's food budget... Despite having a meal plan... bought pizza and salad for tea.
    Thanks SH :) Exactly what I do. I can carry lunch to work and still ignore it for something more tempting :o
    Homegrown0 wrote: »
    I also sometimes find that when I've meal planned and bought what i need on a Sunday, if i go home and do as much prep as i can, it makes life a bit easier when it comes to the making of things. I sometimes do a batch cook or i do the salad prep for the week so that I'm not preparing a salad every day etc.
    I prepped lots today as you are right. I used to do it every Sunday too. Need get back to regular mass prepping. Thanks HG :)
    My meal plans have gone rather awol lately as well so hoping to remedy this! The heat hasn't helped - makes me feel like I can't be bothered to put anything together meal-wise.

    Re. pensions, I have found the people on the MSE pensions board very knowledgeable and helpful so I would definitely post on there.

    Have a good weekend DIA!
    Thanks SSG :) I am lurking on pensions board. Will pluck up the courage to post soon :o
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I did my weekly Lidl shop. There are 2 things I forgot but they will have to wait until the next shop now as I am going militant on my once a week shop and sticking to my meal plan. I say once a week but if I can stretch this shop to 10 days it will be good :)

    Lid1 had free range chickens on a 50% reduction. I cooked one today and froze one. Very pleased. Another diary posted about Lid1 having 50% reductions. They reduce at night for the next day and there are no grabby people :money:

    Got petrol. It will hopefully last the month

    I have a tradesman coming tomorrow morning to quote for brickwork. I don’t feel anxious, just glad he is coming. I need to get three quotes for this job too so I can make comparisons.

    I avoided wine, crisps and chocolate and treated myself to cherries instead. ;)

    The heat is dropping thank goodness.

    Welcome to the weekend everyone
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    edited 29 July 2019 at 10:17AM
    The brickwork guy just came. Knowledge is powerful. The things I have been worried about are not a major issue. I need some pointing but it isn't much and the air bricks I thought I needed indoors in the chimney breast he said they seem fine. So there is less work than I expected. That said his price seems a bit steep so I'll see how it compares with the other quotes.

    He said a window with a rotten frame is drawing damp into the brick so I may get a quote for that next along with a small bedroom window (where the floor recently got done :_)

    I'm off today and I need to organise all my cleaning stuff so off to look for something to put everything in. Then buy a second end of line cabinet (if they have any left) for storing stuff in the loo.

    I will return a buy at the PO, take the bags to the charity shop and treat myself to a paper (free I spend £10 in Mr W but will see if the coffee shop has one for free first. Taking own cup for a reduction too :money:)

    I have got my eating under control and stopped all the eating rubbish and stopped craving it too. Pleased about that as I feel in a better mood and sleep better when I eat better.

    Bought a jumper in the sale.

    Happy Saturday everyone :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,119 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Saturday to you too ��
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,176 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I walked 4 miles yesterday and then did an hour and a half gardening. :T I was exhausted and realised how unfit I have become :o

    I now have a whiteboard and a meal planner in my attempts to get more organised ;)

    I called the window company to arrange for quotes on the last 2 windows. Thankfully they are not big windows.

    A neighbour had some brickwork done so I will ask her for the tradesman's contact details and get a second quote for the job quoted for on Saturday.

    I need my neighbour (not the extension ones) to remove part of my outside tap so I can replace then I can use my pressure washer again ;)

    It's funny but I worried that becoming debt free would lead to loss of focus. Not so! I spend as much on doing things on the house as I did on the mortgage.

    Waiting in for a delivery. If it comes I will be free to go to the post office and catch up on some other tasks.

    Will definitely do another hour's gardening this evening.

    Hope your week is getting off to a good start :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    You are on fire DIA! I definitely noticed a shift in your positivity these days. You're getting stuff done and making solutions - i like that :)
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good that you are getting all the house jobs done. Good luck with meal planning... I need to write OH's name against a few more meals I think...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • I did a half hour gardening today to provide me with some exercise while hopefully making some improvements. I’ve tried marketing it as an outdoor gym but have had no takers
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.