HMRC and savings interest

RG2015

polymaff wrote: »

Self Assessment. If you can log in to your Personal Tax Account you can get into Self Assessment. Just click on the Self Assessment tab on your PTA home page. (Can someone who isn't in SA confirm this?)

I completed SA up until 2004 but HMRC advised me that this was no longer necessary for me and I have been on PAYE ever since. However, my SA records are still available online on my PTA via the SA tab.

Strangely though, whilst there is an SA tab if I log in via the Govt Gateway there is no SA tab if I log in via GOV.UK Verify.

londoninvestor

polymaff wrote: »

My main income nowadays is from PAYE pensions, too. I don't believe that HMRC can refuse SA. Has anyone every been refused?

The OP on this thread was told not to fill in SA "willy-nilly" but I don't know if they could have been refused had they insisted.

polymaff

Both:

HMRC have attempted to shake people out of SA over the years - and that's fair enough.

I'm just addressing an MSE audience who seem to be taking the most steep and stony path they can find to true enlightenment.


RG2015:

Strange to find gov.uk inconsistent? YMBJ. :rotfl:

londoninvestor

polymaff wrote: »

I'm just addressing an MSE audience who seem to be taking the most steep and stony path they can find to true enlightenment.

Oh yes, there does seem to be a general fear of the concept of "doing a tax return" - when putting the information into the fairly well-structured SA tool is in fact much more convenient than writing multiple letters, making phone calls, expecting your tax code adjustment to have just the right effect, etc etc!

RG2015

RG2015 wrote: »

Strangely though, whilst there is an SA tab if I log in via the Govt Gateway there is no SA tab if I log in via GOV.UK Verify.

polymaff wrote: »

RG2015:

Strange to find gov.uk inconsistent? YMBJ. :rotfl:

It was really for the benefit of the OP so that they would try the Govt Gateway route if the GOV.UK Verify route failed to reveal an SA Tab.

But you are correct in that there is no way of knowing what strange offerings will appear on HMRC or GOV.UK sites.

I also wonder if you publicly commending the latest HMRC SA site is tempting fate .

polymaff

londoninvestor wrote: »

Oh yes, there does seem to be a general fear of the concept of "doing a tax return" - when putting the information into the fairly well-structured SA tool is in fact much more convenient than writing multiple letters, making phone calls, expecting your tax code adjustment to have just the right effect, etc etc!

Absolutely correct !!!

polymaff

RG2015 wrote: »

I also wonder if you publicly commending the latest HMRC SA site is tempting fate .

Oh, I recognise that risk. You folk are getting so much RSI over the PTA, though, that I spoke up.


It is a shame that a generic version of SA - one without the "submit" feature - isn't available. I guess that HMRC don't want the extra responsibility of maintaining such a tool in parallel with the real SA software, of fielding all the extra support needed to address user queries, of providing facilites to store your data etc.

RG2015

polymaff wrote: »

Oh, I recognise that risk. You folk are getting so much RSI over the PTA, though, that I spoke up.

It is a shame that a generic version of SA - one without the "submit" feature - isn't available. I guess that HMRC don't want the extra responsibility of maintaining such a tool in parallel with the real SA software, of fielding all the extra support needed to address user queries, of providing facilites to store your data etc.

Fortunately, my tax affairs are simple enough to be checked with pen and paper so I have no need of any SA software.

And whilst I appreciate you speaking up I am pleased to advise that this particular member of the folksy union has no PTA related RSI symptoms :cool:.

RedRuby_2

Masomnia wrote: »

Interesting. Mine used to show interest but it isn't there now.

I went over £1k interest in 18/19 though not by a huge amount. I've bought a property witht he cash now so won't get anything like that this year. I'd really rather not be faffing with estimated interest income and all that and would much rather just send them the money for what I owe for last year; does anyone know if that will possible? I can't find clear answers.

Call them and they will send you a bill that you can pay by cheque.

polymaff

You PiTA-philes might like to take a look at:


https://forums.moneysavingexpert.com/discussion/5988041/ns-i-waives-the-rules-again