i have had a ccj filed against me

Umkomaas

chrisski961 wrote: »

Oooh did they? I’m in the systems side of things with civil service. I may have a contact who’ll be able to tell me if they lost comms as I recall our systems went a bit mental around then too!

Check it out. I can’t assure you that it’s the silver bullet, but there’s enough anecdotal evidence to advise you to enquire further.

Good luck - let us know how it goes.

By the way, expect a long hold on the wait to get through to anyone at the CCBC - budget on half an hour plus, making contact very early might help, but no guarantees.

twhitehousescat

chrisski961 wrote: »

Oooh did they? I’m in the systems side of things with civil service. I may have a contact who’ll be able to tell me if they lost comms as I recall our systems went a bit mental around then too!

how did they get your info to send a NTK ,

a: the fairies
b: the DVLA

chrisski961

I’ll ring court in the morning and get the info then do the SAR(s)

Thanks all.

Redx

I know that it happened back in or around oct 2018

https://forums.moneysavingexpert.com/discussion/comment/74969396#Comment_74969396

didnt realise that it may have happened again this year

what troubles me is that in order for all this to happen , several or a dozen or more letters have not arrived or have been thrown away or whatever

CEL should have replied to your initial NTK appeal to the postal NTK (which came to the correct address) , within 35 days , with a rejection and a POPLA code , sent to your address obtained from the DVLA query (KADOE enquiry)

then you would have received several debt collector letters to your actual address

and then you would have received the MCOL claim pack including an N1 form from the CCBC in Northampton to your actual and current address

all prior to the CCJ you recently DID receive at your actual and current address

so all of the in between letters have not arrived , but the first and last DID !

its how to convince a judge using the 6 point draft order for a set aside process and your £255 that troubles us all, they do not have to grant it, so it would help if you do find the cause of all the missing post from CEL , all the missing post from their debt collectors , and the missing claim pack posted by the CCBC

all the advice and information and help you are asking for is in a detailed section at the bottom of post #2 of that NEWBIES thread I pointed you at, including links to various examples

read the 6 point draft order process , because you need to convince a judge , not us

and deffo do the SAR,s to CEL , maybe the DVLA as well , plus the CCBC etc too

the CCBC paid compensation to some of those affected by that missing post

chrisski961

Cheers umkomass. I’ll expect a long wait then. Let you know tomorrow.

waamo

I think the cat has an extremely important point. If the DVLA was iffy they couldn't have sent an NTK. They did. To the correct address.

twhitehousescat

it will be the address on the court claim that will be important , very easy for them to amend door number or postcode in order to get a default

especially in a case they would loose , you pay £255 but never get it back as they drop claim

chrisski961

Hi Red. It wasn’t all the post by any means. As I stated I received numerous letters from CEL inc the appeal rejection.

On each occasion I contacted the hotel to be assured that the case had been cancelled by them.

That i hadn’t heard anything for a number of weeks is why I destroyed the mail I did have along with last years bank correspondence and all other out of date financial mail a few weekends ago.
From what I have read so far the only letters I haven’t received are the pre court letter from a solicitor or whoever and the court pack. I checked everything I destroyed as I was also looking for a cheque from Lloyd’s bank that hadn’t been cashed but coincidentally I hadn’t got that and they’ve issued a new one. Anecdotal/circumstantial evidence maybe but shows that post does and has previously gone missing.

chrisski961

Umkomass wasn’t referring to a DVLA system dropout. I think he meant Northampton county court had a comms dropout.

Umkomaas

^^ yep, as above ^^

As I said no guarantee, but checking out shouldn’t be ignored.