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Unnecessary reference check

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Comments

  • D_M_E
    D_M_E Posts: 3,008 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Ignore - G_M beat me to it.
  • I paid the money to my letting agency and they carried out three monthly inspections. My 'landlord' didn't get involved at all except to authorise any repair costs, so surely the letting agency could provide a valid reference.
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I paid the money to my letting agency and they carried out three monthly inspections. My 'landlord' didn't get involved at all except to authorise any repair costs, so surely the letting agency could provide a valid reference.
    At a cost, yes.

    And what about credit check etc? New landlord won't want to see a 5 year old one.

    Stop re-playing the same record. The answer does not change!
  • parkrunner
    parkrunner Posts: 2,610 Forumite
    Eighth Anniversary 1,000 Posts
    I've been renting through my letting agency for five years, never missing a payment. I've now applied for another property through the same agency because my current landlord wants to sell. I've been asked to fill in a landlord reference/credit check by the agency that has been taking my rent for the last five years. On top of this, I've said I will pay a full year's rent up front because I don't have an income at the moment, as I'm looking after my elderly mum. Are they taking the mick and are doing this just to make more money from administration costs? It's like they will be asking themselves if I am a good tenant! I understand that they need to prove I'm British or have a legal right to be here, but I've done this every year for a few years now as well.


    How long have you not had an income?
    It's nothing , not nothink.
  • shortcrust
    shortcrust Posts: 2,697 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker Newshound!
    I wonder if the worry about a new reference check isn’t just about the cost.
  • [Deleted User]
    [Deleted User] Posts: 7,323 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 March 2019 at 6:19PM
    Look, you are unable to rent out the place you are in now. You want to rent another property. The LA you want to rent from want to run another credit check. You could have acquired CCJ's in the last five years. You are not earning anything. Presumably you want a yearly fixed term. They don't know what will, happen after then. Not having an income now won't help you, I'm afraid.

    If they didnt' run credit checks, they could get into trouble with the LL. Even if they know you.

    The place you want is on their books so you have to follow their rules.
  • Finchy2018
    Finchy2018 Posts: 508 Forumite
    Fifth Anniversary 100 Posts Name Dropper Debt-free and Proud!
    If the new landlord is taking our insurance for rent they will need to satisfy their insurer they have done the relevant checks to make sure your are in a position to afford the property.
  • To be honest I think it's all OTT. I don't mind giving references, but landlords are sometimes more dubious than tenants yet they take their word for it.

    It will be part of the procedure though. We had to tell our landlord prior to us handing our notice in as he needed to give a reference.

    Shame there's no landlord referencing procedure. I think tenants should give landlord references.
  • Can you hold off moving for 3 months until fees are banned?
  • Cakeguts
    Cakeguts Posts: 7,627 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I am amazed with no income it has even got as far as the referencing.
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