We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
MBNA is killing me @ 29.9% pa
Comments
-
What do others who live the same life style as you do for credit cards,? maybe you could casually ask them.Breast Cancer Now 100 miles October 2022 100 / 100miles
D- Day 80km June 2024 80/80km (10.06.24 all done)
Diabetic UK 1 million steps July 2024 to complete by end Sept 2024. 1,001,066/ 1,000,000 (20.09.24 all done)
Breast Cancer Now 100 miles 1st May 2025 (18.05.2025 all done)
Diabetic UK 1 million steps July 2025 to complete by end Sept 2025. 1,006,489 / 1,000,000 (10.09.25 all done)Sun, Sea0 -
Good question, I expect most who have retired like us, will have obtained their credit cards when they had a 'normal' life
0 -
I believe I was still able to get credit when I lived on a boat; but I had a full time job, I'm not sure if that's what made a difference.0
-
But! I am guessing from your mooring fees your are cc'ing which is also a difference to my situation.0
-
Yes we are continual cruisers, popping every now and again into a marina when we need to leave the boat somewhere safe.0
-
That sounds like a wonderful way of life. Do you only go around the UK or do you go abroad too? I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job
0 -
Make sure you have someone do a PPI check on MBNA too - I got a fair wedge back out of them.
Not sure how much time there is left for this, though - perhaps someone more knowledgeable than I can advise?0 -
If you have been putting fuel, food and other things on it - you have paid off over £3.5k and all your spending, so not so bad overall.
Stop putting your day to day spending on it. Put that on a debit card - you are paying interest on those purchases for nothing.
Keep chipping away at the debt - you are doing well overall. Keep at it
I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
That sounds like a wonderful way of life. Do you only go around the UK or do you go abroad too?
It is a good life - there's over 3k miles of inland navigation, with a 3mph speed limit. Most of the system was built between the 17 hundreds and the 19th century. It continually blows our minds how fantastic our heritage is. 0 -
just wanted to pop on here to say that your way of living sounds fantastic and i'm sure your dog loves it too!
Good luck with getting the CC paid off0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards