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Buffy's 30 Month Plan

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  • beanielou
    beanielou Posts: 95,387 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pooky wrote: »
    I nearly choked on my toast reading that! :)

    Invite him out for a drink so he can offload. :cool:

    Great idea from Pooky.

    You know that you want to Buffy :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    :rotfl::rotfl:
    But you need to feel the spark Buffster~~whatever that is :D xx
    Pooky wrote: »
    I nearly choked on my toast reading that! :)

    Invite him out for a drink so he can offload. :cool:
    beanielou wrote: »
    Great idea from Pooky.

    You know that you want to Buffy :j :j

    As much as he is tall and has nice eyes he is a little......self absorbed? I willing to bet he couldn't tell you anything about me. He is a good man tho, strong values, bit of a odd view of politics but is sweet idealist. I do really fancy him tho :rotfl: I missed him today.

    We will go for a drink at the end of term and then he goes off to pastures new and I rethink my job. Cos without him it will be pretty sucky.

    XX
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 95,387 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ooch Buffy go mad & go for a drink before the end of term!! :D xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh I want to Beanie! I really want to!

    and in other news!

    I have a cheque from the tax people! 3343 pounds!

    It hasn't really sunk in.

    I am 4790 in debt.

    I could pay it off the debt and leave me with 4790 - 3343 = 1447 in debt.

    I can definitely open the help to buy ISA.... with 1200

    1200 +3343 = 4543........or I could pay off the debt with it and next months wages. and in two months have saved up the money for the help to buy (if I temp stopped all other savings)

    I REALLY can't believe it.
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 95,387 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Go on Buffy, do it to celebrate your new found wealth:p

    GReat news on the tax rebate :)
    That is awesome:D xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Put it in the HTB so that's started and you're motivated to keep that plan going.

    Then treat the the crush to a drink next week.

    :D
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    You need to just jump on him before he's gone for good Buffy :rotfl: Nothing to lose.
    Brilliant news on the tax as well. :j
    Not giving up
    Working hard to pay off my debt
    Time to take back control
    https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It is bizarre, I thought I had had all the rebates when I sorted out my tax code.

    I think I am going to keep it as an emergency fund... mind you my brain is flitting from one thing to another right now.
    Nevertheless she persisted.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    RosaBernicia wrote: »
    Put it in the HTB so that's started and you're motivated to keep that plan going.

    Then treat the the crush to a drink next week.

    :D

    Yeah I think HTB is the way forward and then try to work out the debt.
    crazy_cat_lady wrote: »
    You need to just jump on him before he's gone for good Buffy :rotfl: Nothing to lose.
    Brilliant news on the tax as well. :j

    Yeah, that was the plan with the end of term drinks... if he rejected me (the horror) I wouldn't have to see him again.

    Things are so stupid at work. I do wonder if he will be back...
    Nevertheless she persisted.
  • Pooky
    Pooky Posts: 7,023 Forumite
    1,000 Posts Combo Breaker
    Wooo for tax rebates!

    Get the HTB isa set up, get the rest paid off the debt and then get the balance cleared ASAP, be ruthless.

    Are you in contact with the crush outside of work? Maybe a drop him a text/email to see if he's ok.
    "Start every day off with a smile and get it over with" - W. C. Field.
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