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Buffy's 30 Month Plan
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A new future indeed
xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done. You have transferable skills so will always be able to pick something up. Sometimes you need to make space for new opportunitiesMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Wow Buffy! I admire you for your bold and brave decision. Teaching is a fantastic job...but if the setting isn't supportive or well-managed, it's incredibly stressful. A heart felt well done...paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
Glad you made the decision. What are you going to do work-wise?I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Have a good weekend Buffy
xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Evening all,
I had a lovely Saturday and a disappointing Sunday. Another date with another guy. nice but claimed bad back and basically made it clear we were friends if anything.
All getting a bit much this dating lark to be honest. I came home miserable, went for a walk to my favourite place and had a think.
I am a bit scared to be without a job from Jan. unlikely I won't be employed but still.
So when I came home I transferred all my savings to my current account (bar about 150 quid) and paid off my debt.
I just want it gone and it seems silly to have it costing me 15 quid a month and being a drain. Also I think with the end of contract looming saving an emergency fund and general savings will be more pressing if you see what I mean.
So it is done. Aside from my regular spends on CC which I will pay on pay day i am out of debt. And as Beanie would say out of debt out of danger.
So I have 1800 in the house account
150 in the emergency fund
and 1200 coming from PPI.
so am ok.Nevertheless she persisted.0 -
I don't blame you for getting rid of the debt. Debt free with house savings and more to come is a good place to start this next chapter of your life.
How much can you get squirrelled away before your contract ends?"Start every day off with a smile and get it over with" - W. C. Field.0 -
The house fund will get another 200 X 6 =1200, I save 200 in various accounts - Summer, Christmas, Emergency, and something else. What is it.... Insurance!
In theory I should be able to save another 2,000 or at absolute best 2700.
Tired. Bit drunk. Went on a date. Grim beyond grim.Nevertheless she persisted.0 -
:eek: to grim beyond grim date
xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Honestly Beanie, if he asked me once he asked me 15 times if I was feeling frisky... and told me I was young and should have fun, did I want to have fun tonight? And about every date he had ever been on...... Luckily the pub shut early!Nevertheless she persisted.0
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