Top Cash ISAs Discussion Area

leaphaze

MissMuppet wrote: »

I have just applied for one with Santander but not even had a conformation email. I think I'm going to apply for another one, whoever gets back to me first will get my money... not sitting here stressing over it, if they want my business then they need to get it sorted!

That's the way to do it!

MissMuppet

Well Northern Rock have been great, got emails straight away and my accounts were open and accessible almost within hours. I have also received confirmation in the post this morning for both the ISA and savings account I opened. Looks like Santander will be getting a call to cancel when I actually receive any kind of details through from them...

t0rt0ise

I would do something to cancel the other ISA as you are only allowed to open one and you have tried to open two. This may cause you problems.

Spiggle

MissMuppet wrote: »

Well Northern Rock have been great, got emails straight away and my accounts were open and accessible almost within hours. I have also received confirmation in the post this morning for both the ISA and savings account I opened. Looks like Santander will be getting a call to cancel when I actually receive any kind of details through from them...

t0rt0ise wrote: »

I would do something to cancel the other ISA as you are only allowed to open one and you have tried to open two. This may cause you problems.

I think MissMuppett will be ok. It's not the opening accounts that is the problem, it is subscribing to them i.e. putting new money into them. As long as she only puts new money into one of them she'll be fine.

Of course, you can also open and put money into two accounts in a year as long as one is for new money and any other is to receive previous tax year's accrued sums.

HTH,
Spigs

MissMuppet

Yep only putting money in Northern Rock, Santander will be cancelled just as soon as they get in touch, which by the sounds of things won't be for some time...

leaphaze

MissMuppet wrote: »

Yep only putting money in Northern Rock, Santander will be cancelled just as soon as they get in touch, which by the sounds of things won't be for some time...

I wouldn't even bother to contact them.

I opened an ISA and filled out transfer forms with NatWest on 02/12/09, and that was with the branch manager. After six weeks waiting for the money to be transfered. I went elsewhere. NatWest never contacted me about the transfer but I do get an ISA statement from them every year.

The balance never changes from zero however.:D

There is the possibility that it may be handy at some time in the future to have an ISA with NatWest, so since they're happy to keep it open, so am I.

Lugh_Chronain

Got a text from my brother ealier, he tells me he's switching to Metro Banks fixed rate cash ISA, they are currently offering 3.25%. The

You can open the ISA account in store (London only) or by post.

https://www.metrobankonline.co.uk/personal/savings/ISA/

https://www.metrobankonline.co.uk/Our-stores/

Download and fill in their postal ISA Application and Transfer Form if you want to open their fixed rate cash ISA.

Then post your completed application form along with certified copies of the identification documents required to:

Metro Bank PLC
Operations Department
One Southampton Row
London
WC1B 5HA

grumbler

Asked this in another thread about Northern Rock:

grumbler wrote: »

For an online application they say:

Register for our online services

• Register as a new customer or log in as an existing customer
• Use your log-in details to apply online

Can I register as a new customer if I don't have any accounts with them?

Does anybody know the answer?

leaphaze

grumbler wrote: »

Asked this in another thread about Northern Rock:
Does anybody know the answer?

Yes, can't see any problem with registering as a new customer. However, you'll have to prove who you are when you open an account.

Note that saying you posted to a moneysavingexport forum is not sufficient evidence of existance.:D

MissMuppet

Well my money is now happily sitting in Northern Rock, savings account and an ISA... I got some letters through from Santander a few days ago, in fact none of them mentioned the ISA, they were all about me being a new customer so cash card etc... Maybe I'll leave them open.