Top Cash ISAs Discussion Area

leaphaze

Hi kivoowl

As part of the application process you can specify the provider and a/c number of any ISA you're transferring in. I don't think this is mandatory; there is a separate question asking whether you want to transfer in.

I've received, signed, and returned their ISA documents and filled out and returned a separate security document. Still waiting for the transfer forms, but since I filled in my provider and a/c number of the ISA I'm transferring in, I'm assuming the forms will be filled in for me.

setecio

Is there a time of year when they all try to get your money and offer slightly better rates ... eg Would April (5th+) tend to be better than March for good rates to transfer into ?

shaz77_2

Is 3.3% the best current rate for a fixed ISA?

Baldur

shaz77 wrote: »

Is 3.3% the best current rate for a fixed ISA?

There are several Fixed Rate Cash ISAs that offer higher rates BUT their fixed terms are for more than 12 months - see http://forums.moneysavingexpert.com/showpost.html?p=4603369&postcount=1

shaz77_2

Baldur wrote: »

There are several Fixed Rate Cash ISAs that offer higher rates BUT their fixed terms are for more than 12 months - see http://forums.moneysavingexpert.com/showpost.html?p=4603369&postcount=1

3.33% seems to be the best for a 1 year fixed ISA.

Baldur

shaz77 wrote: »

3.33% seems to be the best for a 1 year fixed ISA.

Note that the 3.33% Bank of Cyprus FRISA is not covered by the UK FSCS but by the Cypriot Deposit Protection Scheme.

shaz77_2

Baldur wrote: »

Note that the 3.33% Bank of Cyprus FRISA is not covered by the UK FSCS but by the Cypriot Deposit Protection Scheme.

Very good point, the following seems the most appropriate ISA for me, 3.25% is not a bad rate in the current climate.

United Trust Bank Fixed Rate ISA - 3.25% :starmod: NEW :starmod:
Minimum deposit: £500.
Notes: Fixed for one year from account opening.
Important: Transfers in only

kivoowl

Hi again all, just about finished my transfer process to SL, but I need to send a form to my current ISA manager, how do I know who that is? Is it an actual person?

I'm currently with Nationwide.

Baldur

kivoowl wrote: »

I'm currently with Nationwide.

Then your current ISA Manager is Nationwide - their address should be shown on the ISA certificate/documentation that you received from them.

kivoowl

I knew i'd make myself look stupid...

Cheers