We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Top Easy Access Savings Discussion Area
Options
Comments
-
masonic said:Deleted_User said:Band7 said:Deleted_User said:I took my money out of Al Rayan, looked to close the account but you have to do so in writing which I can't be arsed with so I guess my account will remain open with no balance. Handy if they ever increase their rates again.
I had kept the previous version of their instant access account but they didn't raise the rate on that again when they brought out their current version. So that previous version was of no use any longer. I have that one now sitting with £1 as I moved the rest to CHIP. As and if Al Rayan provide the leading rate again, I can swiftly move back.0 -
Band7 said:masonic said:Deleted_User said:Band7 said:Deleted_User said:I took my money out of Al Rayan, looked to close the account but you have to do so in writing which I can't be arsed with so I guess my account will remain open with no balance. Handy if they ever increase their rates again.
I had kept the previous version of their instant access account but they didn't raise the rate on that again when they brought out their current version. So that previous version was of no use any longer. I have that one now sitting with £1 as I moved the rest to CHIP. As and if Al Rayan provide the leading rate again, I can swiftly move back.1 -
Patrington said:
And don't forget the 5% interest on the roundup
Cashback on foreign currency is great and if you buy foreign currency then you should use a chase account for it.
If you are able to push business expenses through it (which wouldn't qualify for section 75 anyway and would likely exceed your credit limit) then it would also be worth it.
Everything else, I wouldn't bother0 -
I like CHASE. The app is easy to use, the 1% on purchases is handy, the upcoming 2.7% on easy access savings is not to be sniffed at and spending abroad is also very good. Could I make more? Well yes, you can always make more, just depends on how many hoops you want to go through. I spent £17,000 on a round-the-world trip, got £170 back. My credit card has a £2000 limit so I don't know how I could really have beaten that. Anyway. Each to their own. ZOPA is my preferred choice at the moment. If you use the ladder system its 3.26% on all your savings which even beats (just) the upcoming rise on the Coventry BS.0
-
Deleted_User said:I like CHASE. The app is easy to use, the 1% on purchases is handy, the upcoming 2.7% on easy access savings is not to be sniffed at and spending abroad is also very good. Could I make more? Well yes, you can always make more, just depends on how many hoops you want to go through. I spent £17,000 on a round-the-world trip, got £170 back. My credit card has a £2000 limit so I don't know how I could really have beaten that. Anyway. Each to their own. ZOPA is my preferred choice at the moment. If you use the ladder system its 3.26% on all your savings which even beats (just) the upcoming rise on the Coventry BS.
ZOPA may beat Cov by 0.01%, but you don't have to wait 95 days to access your funds, you can get them the next day, albeit only 6 times pa. Horses for courses.0 -
Wheres_My_Cashback said:Deleted_User said:I like CHASE. The app is easy to use, the 1% on purchases is handy, the upcoming 2.7% on easy access savings is not to be sniffed at and spending abroad is also very good. Could I make more? Well yes, you can always make more, just depends on how many hoops you want to go through. I spent £17,000 on a round-the-world trip, got £170 back. My credit card has a £2000 limit so I don't know how I could really have beaten that. Anyway. Each to their own. ZOPA is my preferred choice at the moment. If you use the ladder system its 3.26% on all your savings which even beats (just) the upcoming rise on the Coventry BS.
ZOPA may beat Cov by 0.01%, but you don't have to wait 95 days to access your funds, you can get them the next day, albeit only 6 times pa. Horses for courses.
What I will say for ZOPA is they raised their rates instantly, while the Coventry gave a three week delay. Kudos to ZOPA for that.0 -
Has anyone got their monthly interest from Kent Reliance Easy Access yet please? From my previous experiences, it has shown on the account the day after the last working day (and been dated as the last working day) but it has not showed for me this time round. I wondered if perhaps it was because it was a Saturday, and it'd show on Monday, but I'm unsure. Thank youIf you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0 -
Don't know the answer to how KRBS handle interest payment but if they haven't paid today, I doubt they will pay before Tuesday as Monday is a Bank Holiday.
BTW, Al Rayan Everyday Saver and Barclays RDS have already credited the interest for December.1 -
ForumUser7 said:Has anyone got their monthly interest from Kent Reliance Easy Access yet please? From my previous experiences, it has shown on the account the day after the last working day (and been dated as the last working day) but it has not showed for me this time round. I wondered if perhaps it was because it was a Saturday, and it'd show on Monday, but I'm unsure. Thank you
1
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards