The Top Easy Access Savings Discussion Area

10_66

TiVo_Lad said:

Well Chorley BS don't seem to have done a very good job of it so far. I logged into their Online Service this morning to see my account listed, as well as an account belonging to someone else! Not related, completely different name. I can even see their full address. How's that for a GDPR breach.

Hope they can stand the 4% of annual global turnover fine, lol.

soulsaver

Bridlington1 said:

soulsaver said:

Bridlington1 said:

Don't now if it's already been mentioned elsewhere (I can't see it on this thread but that doesn't mean much). Chorley Easy access saver (4 withdrawals) now pays 2.85% if 4 or less withdrawals are made (1% if 5 or more withdrawals are made).
Min balance of £500
Can be opened and managed online, by branch or by post. However withdrawals can not be made online.

So, can you request a w/d online - like 'secure message' or is it branch and post only.

Not sure what 'manage online' means if you can't make a w/d?

No you can't request a withdrawal online. From what I can see you can view account balances and that sort of thing as well as being able to send secure messages but can't make withdrawals online.
From the website:

What facilities does the Chorley Online system provide?

It provides you with access via our website to a summary of your accounts with the Chorley Building Society. Details of your savings and mortgage accounts can be seen together with recent transactions.

A secure messaging facility within Chorley Online means that you can communicate with us electronically whilst knowing that any information you send is securely transmitted over the internet.

As our system develops, we intend to provide additional facilities such as allowing online withdrawals and the facility to open new accounts

It's similar to the SRBS regular saver in this respect. 

As an aside, notice from the link that the RS is Staffordshire residents only again.
 

SonOfPearl

For anyone, like me, who already has a Tesco Internet Saver, the underlying rate (without the bonus) has increased from 0.35% to 0.5% from 6th December. I received an email from them about the change today. 

So, if you already have a Tesco Internet Saver, the effective interest rate has increased by 0.15%. 

dc_scotland

SonOfPearl said:

For anyone, like me, who already has a Tesco Internet Saver, the underlying rate (without the bonus) has increased from 0.35% to 0.5% from 6th December. I received an email from them about the change today. 

So, if you already have a Tesco Internet Saver, the effective interest rate has increased by 0.15%. 

Is this something new for them, increasing rates on existing issue savers ?  I have always had to apply for new issues in the past to get the higher rate.  I only noticed this morning that they had increased the rate on my ISA, even although the rate for new applicants remains the same.

UncleK

dc_scotland said:

SonOfPearl said:

For anyone, like me, who already has a Tesco Internet Saver, the underlying rate (without the bonus) has increased from 0.35% to 0.5% from 6th December. I received an email from them about the change today. 

So, if you already have a Tesco Internet Saver, the effective interest rate has increased by 0.15%. 

Is this something new for them, increasing rates on existing issue savers ?  I have always had to apply for new issues in the past to get the higher rate.  I only noticed this morning that they had increased the rate on my ISA, even although the rate for new applicants remains the same.

It certainly does seem to be new - and about time too. So much faff all that opening new accounts

isasmurf

dc_scotland said:

SonOfPearl said:

For anyone, like me, who already has a Tesco Internet Saver, the underlying rate (without the bonus) has increased from 0.35% to 0.5% from 6th December. I received an email from them about the change today. 

So, if you already have a Tesco Internet Saver, the effective interest rate has increased by 0.15%. 

Is this something new for them, increasing rates on existing issue savers ?  I have always had to apply for new issues in the past to get the higher rate.  I only noticed this morning that they had increased the rate on my ISA, even although the rate for new applicants remains the same.

No. Its the third increase to the underlying rate this year. 

dekkard

Some YBS rates go up today (9th December) - Loyalty Six Access eSaver to 3.0% for example.

soulsaver

Yes, there is 3 new YBS higher rates EA acs available, wef from today, listed in the ToTP ranked by rate EA listing (or click in the signature box.) 

I'd have given YBS a bigger fanfare for gaining top spot but its top rate is a Loyalty & requires 12 month continuous membership.

Its 2nd best though is still pretty good, but the 'blended' overall rate,3.0% to £5k, 2.5% above, will depend on how much is on deposit.

ColdIron

dc_scotland said:

SonOfPearl said:

For anyone, like me, who already has a Tesco Internet Saver, the underlying rate (without the bonus) has increased from 0.35% to 0.5% from 6th December. I received an email from them about the change today. 

So, if you already have a Tesco Internet Saver, the effective interest rate has increased by 0.15%. 

Is this something new for them, increasing rates on existing issue savers ?  I have always had to apply for new issues in the past to get the higher rate.  I only noticed this morning that they had increased the rate on my ISA, even although the rate for new applicants remains the same.

No, as @isasmurf says they have increased the standard rate so all existing account holders benefit automatically

If you took the old 2.36% issue you now get 2.51% (2.01% +0.50%) but they have reduced the bonus on the current issue to 1.86% so only 2.36% for new accounts

Don't worry, they will increase the bonus within a few weeks and you will have to open a new account

Bridlington1

Just had an email from paragon telling me that their triple access account pays 3% as of today.