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The Top Easy Access Savings Discussion Area

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  • refluxer
    refluxer Posts: 3,186 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    benny5 said:
    Anyone know if the 'flexibility' extends to deposits as well as withdrawals? can’t see it in the T’s &C’s.

    Looking at moving any accumulated balance from current A/C to this and then back again should an unexpected event occur.

    Yes, it's an easy access account so you can pay into it and make withdrawals as often as you like.
  • benny5 said:

    I remember the 'old days' where you found an account, put your money in and then only went back to it when you needed to make a withdrawal.   However, I expect then the interest rates weren't so volatile, and there weren't so many providers offering accounts.with so many conditions.

    So what does the team think (!), am I asking for the moon ?
    Nationwide Flex Instant Saver is 2.0%, simple to open and operate and no notice withdrawals credit by FPS very quickly. Downside is the account only lasts for a year.

    Anyone know if the 'flexibility' extends to deposits as well as withdrawals? can’t see it in the T’s &C’s.

    Looking at moving any accumulated balance from current A/C to this and then back again should an unexpected event occur.





    Interest rate is now 2.25% AER/gross a year (variable).
  • littlemissmoney
    littlemissmoney Posts: 1,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 30 November 2022 at 8:50PM
    I want to open the new Monmouthshire 3% account but can only see how to print a form and do it by post. Am I missing something? MSE says you can apply online.
    :p Proud to be a MoneySaver! :p
  • I want to open the new Monmouthshire 3% account but can only see how to print a form and do it by post. Am I missing something? MSE says you can apply online.
    I can't seem to find the online application form directly though their website anymore despite applying online last week. I have just searched my search history and have found the link below:
    https://www.monbs.com/savings/apply-online-premium-instant/
  • Band7
    Band7 Posts: 2,285 Forumite
    1,000 Posts Name Dropper
    I want to open the new Monmouthshire 3% account but can only see how to print a form and do it by post. Am I missing something? MSE says you can apply online.
    I can't seem to find the online application form directly though their website anymore despite applying online last week. I have just searched my search history and have found the link below:
    https://www.monbs.com/savings/apply-online-premium-instant/
    Don't get too excited though - it just saves you send the form by post but they still need to process your application manually. Still, in the days of regular postal strikes, it could mean you know a week or so earlier whether your application has been successful  ;)
  • SeriousHoax
    SeriousHoax Posts: 316 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    edited 1 December 2022 at 11:54AM
    Monmouthshire 3% easy access has been pulled.







  • Waiting for Zopa to raise their rates *nudges* 😹
    Just my opinion, no offence 🐈
  • kaMelo
    kaMelo Posts: 2,859 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 1 December 2022 at 2:00PM
    I haven't seen this one mentioned anywhere, The Cumberland eSavings  (issue 3) Instant Access account @2.6%. Open with £1 up to a maximum £50,000.

    I know this is geographically restrictive and requires a Cumberland current account so not suitable for many but, if you are already a customer,  it can be opened via online banking and slots into the current ToTP chart at number 5.
  • Bridlington1
    Bridlington1 Posts: 3,751 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    First direct bonus saver now pays 2.6%. 
This discussion has been closed.
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