The Top Easy Access Savings Discussion Area

benny5

chris_the_bee said:

I-LOV-MONEY said:

I remember the 'old days' where you found an account, put your money in and then only went back to it when you needed to make a withdrawal.   However, I expect then the interest rates weren't so volatile, and there weren't so many providers offering accounts.with so many conditions.

So what does the team think (!), am I asking for the moon ?

Nationwide Flex Instant Saver is 2.0%, simple to open and operate and no notice withdrawals credit by FPS very quickly. Downside is the account only lasts for a year.

Anyone know if the 'flexibility' extends to deposits as well as withdrawals? can’t see it in the T’s &C’s.

Looking at moving any accumulated balance from current A/C to this and then back again should an unexpected event occur.

refluxer

benny5 said:
Anyone know if the 'flexibility' extends to deposits as well as withdrawals? can’t see it in the T’s &C’s.

Looking at moving any accumulated balance from current A/C to this and then back again should an unexpected event occur.

Yes, it's an easy access account so you can pay into it and make withdrawals as often as you like.

chris_the_bee

benny5 said:

chris_the_bee said:

I-LOV-MONEY said:

I remember the 'old days' where you found an account, put your money in and then only went back to it when you needed to make a withdrawal.   However, I expect then the interest rates weren't so volatile, and there weren't so many providers offering accounts.with so many conditions.

So what does the team think (!), am I asking for the moon ?

Nationwide Flex Instant Saver is 2.0%, simple to open and operate and no notice withdrawals credit by FPS very quickly. Downside is the account only lasts for a year.

Anyone know if the 'flexibility' extends to deposits as well as withdrawals? can’t see it in the T’s &C’s.

Looking at moving any accumulated balance from current A/C to this and then back again should an unexpected event occur.

Interest rate is now 2.25% AER/gross a year (variable).

littlemissmoney

I want to open the new Monmouthshire 3% account but can only see how to print a form and do it by post. Am I missing something? MSE says you can apply online.

Bridlington1

littlemissmoney said:

I want to open the new Monmouthshire 3% account but can only see how to print a form and do it by post. Am I missing something? MSE says you can apply online.

I can't seem to find the online application form directly though their website anymore despite applying online last week. I have just searched my search history and have found the link below:
https://www.monbs.com/savings/apply-online-premium-instant/

Band7

Bridlington1 said:

littlemissmoney said:

I want to open the new Monmouthshire 3% account but can only see how to print a form and do it by post. Am I missing something? MSE says you can apply online.

I can't seem to find the online application form directly though their website anymore despite applying online last week. I have just searched my search history and have found the link below:
https://www.monbs.com/savings/apply-online-premium-instant/

Don't get too excited though - it just saves you send the form by post but they still need to process your application manually. Still, in the days of regular postal strikes, it could mean you know a week or so earlier whether your application has been successful 

TwiceNightly

Barclays have raised the interest on a few of their savings accounts, including the Blue Rewards Saver which is now 2.02%.

The Rainy Day Saver has also changed the interest rate on balances over £5k to 0.5% (was 0.25%)

SeriousHoax

Monmouthshire 3% easy access has been pulled.

Black_Cat2

Waiting for Zopa to raise their rates *nudges* 😹

kaMelo

I haven't seen this one mentioned anywhere, The Cumberland eSavings  (issue 3) Instant Access account @2.6%. Open with £1 up to a maximum £50,000.

I know this is geographically restrictive and requires a Cumberland current account so not suitable for many but, if you are already a customer,  it can be opened via online banking and slots into the current ToTP chart at number 5.