The Top Easy Access Savings Discussion Area

ForumUser7

southone said:

YBS new rates from 9 Dec pdf is on their site now too

Thanks for this @southone

Quite underwhelming rises for some of the accounts, but their Rainy Day and Loyalty Six Access are now TOTP @soulsaver

Bridlington1

ForumUser7 said:

southone said:

YBS new rates from 9 Dec pdf is on their site now too

Thanks for this @southone

Quite underwhelming rises for some of the accounts, but their Rainy Day and Loyalty Six Access are now TOTP @soulsaver

A reasonable attempt with the rainy day account but I probably won't end up moving my money back to YBS at these rates. I've already got 2 easy access accounts elsewhere paying 3% so there's little point moving my money to another account at the exact same rate. I've already got the rainy day saver, the family saver and 2 different internet savers with £1 in each so it looks like it will stay that way, for now.

k_man

ForumUser7 said:

southone said:

YBS new rates from 9 Dec pdf is on their site now too

Thanks for this @southone

Quite underwhelming rises for some of the accounts, but their Rainy Day and Loyalty Six Access are now TOTP @soulsaver

A lot can change in the next 3 weeks.
Plenty of time for them to be beaten/matched.

Bridlington1

All eyes are on Al Rayan now. On Monday I emptied all barring 1p of my Al Rayan balance into Aldermore at 3%. Can they tempt me to move my money back again?....

Kazza242

ForumUser7 said:

southone said:

YBS new rates from 9 Dec pdf is on their site now too

Thanks for this @southone

Quite underwhelming rises for some of the accounts, but their Rainy Day and Loyalty Six Access are now TOTP @soulsaver

The YBS Rainy Day and Loyalty Six Access account new interest rates won't take effect until 9th December 2022.  It's worth keeping an eye on the savings market in the meantime.  

I have both of the aforementioned accounts, but I am hoping that we'll see some of the unlimited access account rates rising soon.  

soulsaver

ToTP has been updated with latest info. 

I've been thanked 3 times (thank you) for my shorthand YBS rate reminder, so I'll leave it there... 

2010

Nationwide dragging their feet as usual.

We're working through what the base rate change means for our savings members. When we have more information we'll add it to this page.

Two weeks since the BoE upped rates.

Bridlington1

2010 said:

Nationwide dragging their feet as usual.

We're working through what the base rate change means for our savings members. When we have more information we'll add it to this page.

Two weeks since the BoE upped rates.

Even the post office now pays more than Nationwide's 1Y triple access saver.

the_seer

southone said:

YBS new rates from 9 Dec pdf is on their site now too

Which is just 6 days before the next BoE rate rise!

Chloe_G

I haven't had much success with my Al Rayan account.  They sent me a nice email and a nice pack of info welcoming me to the bank with everything but sadly not an account number.  Tried to phone them three times but couldn't wait on the phone long enough for them to  answer.  Fourth time, I got through to a person, he put me on hold and then cut the call.  To be fair he phoned back, said it was a known issue and he'd pass it through to their technical department.  He gave me an incident number.  This was about two weeks ago and I've heard nothing since.  So, even if I get an account number now, I don't think I'll bother.