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The Top Easy Access Savings Discussion Area
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andyhicks88 said:I would say hold fire on Zopa. They didn't increase straight away after the last base rate increase, it was the week after. So I'd expect there might be some movement there this week.Ex Sg27 (long forgotten log in details)Massive thank you to those on the long since defunct Matched Betting board.0
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Sg28 said:andyhicks88 said:I would say hold fire on Zopa. They didn't increase straight away after the last base rate increase, it was the week after. So I'd expect there might be some movement there this week.
Meanwhile, Gatehouse still silent on their easy access account.
I wonder what is going on 🤔
App still showing 2.00% and no "leak" on Moneyfacts on any possible rate change.0 -
Just opened the Barclays Rainy Day Saver at 5%. Quite happy to take the £250/year interest on our emergency fund cash. It was easy to reactivate Blue Rewards as I already met the requirements (had previously disabled it when they stopped the reward payments) and had an account opened within 5 minutes. Much better than a regular saver as I can stuff the full £5k in on day one, and no limit or loss of interest on withdraws. Perfect for me and a better home than the Club Lloyds account where it was earning a pittance.
Our green credentials: 12kW Samsung ASHP for heating, 7.2kWp Solar (South facing), Tesla Powerwall 3 (13.5kWh), Net exporter1 -
Latest best acct is Charter Savings 2.25 with opening balance 5000 as many withdrawals as you like👍0
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NedS said:Just opened the Barclays Rainy Day Saver at 5%. Quite happy to take the £250/year interest on our emergency fund cash. It was easy to reactivate Blue Rewards as I already met the requirements (had previously disabled it when they stopped the reward payments) and had an account opened within 5 minutes. Much better than a regular saver as I can stuff the full £5k in on day one, and no limit or loss of interest on withdraws. Perfect for me and a better home than the Club Lloyds account where it was earning a pittance.
Do you have two DD paying out this month so you will get your fiver back next month to nullify that fee?0 -
Silverbird65 said:Latest best acct is Charter Savings 2.25 with opening balance 5000 as many withdrawals as you like👍3
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wiseonesomeofthetime said:NedS said:Just opened the Barclays Rainy Day Saver at 5%. Quite happy to take the £250/year interest on our emergency fund cash. It was easy to reactivate Blue Rewards as I already met the requirements (had previously disabled it when they stopped the reward payments) and had an account opened within 5 minutes. Much better than a regular saver as I can stuff the full £5k in on day one, and no limit or loss of interest on withdraws. Perfect for me and a better home than the Club Lloyds account where it was earning a pittance.
Do you have two DD paying out this month so you will get your fiver back next month to nullify that fee?Yes, That's my understanding. Because Blue Rewards was activated today, the first £5 fee will be taken at the start of next month (November). Meeting the conditions of 2 direct debits and £800 being paid into the account during the month qualifies for the £5 fee to be refunded, so no net charge.Obviously this may be less attractive to those who do not have a Barclays bank account, or do not have the requisite 2 direct debits available, but I already had these in place from participation in previous Blue Rewards offers.
Our green credentials: 12kW Samsung ASHP for heating, 7.2kWp Solar (South facing), Tesla Powerwall 3 (13.5kWh), Net exporter1 -
Well I am happy with a bank I trust. Don't want Sharia acct. Thanks3
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Silverbird65 said:Well I am happy with a bank I trust. Don't want Sharia acct. Thanks
The Sharia accounts are as save as any other account as they have the same FSCS protection as others do. They just generally give you better returns than non-Shariah accounts.3 -
Sorry if already mentioned, but I notice that the Virgin M Plus Saver (linked to Current Account) is now paying 2.02% on balances up to £25k, and 1.51% on balances above £25k.12
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