The Top Easy Access Savings Discussion Area

fwdrew

jimexbox said:

Over to Zopa to respond, this matches their 90 notice pot!

I hope they respond quick, they have done  in the past. If not time to move elsewhere.

intalex

jimexbox said:

Pompeydave1967 said:

Good rate from charter , £5000 min deposit .

Can you deposit the usual quid first? 

I tried it with an earlier issue and it bounced right back, but I did get a notification from Charter that it did, so that gave me comfort the inbound pipeline was accurately set up.

BigBlueSky said:

Does anyone know how quick Charter generally are with transfers in/out ? - Would a transfer in now be applied for today or not until tomorrow ?

I just submitted a withdrawal this afternoon on one account, and earliest I could specify was tomorrow's date as the processing date, with the promise of funds being at the destination the next working day (Monday). So I specified Monday as the processing date instead. I didn't track the timing on deposits, the £1 test amount took a while to bounce, and the minimum £5,000 also didn't hit home anywhere near swiftly, though can't remember if it was at least same day or not.

Pompeydave1967

It’s a big jump if zopa go from 1.85 to 2.25 overnight , but anything’s possible at the moment. 

2010

BigBlueSky said:

Does anyone know how quick Charter generally are with transfers in/out ? - Would a transfer in now be applied for today or not until tomorrow ?

Pay in by 1pm to show later that day 

After 1pm shows next day.

Weekends by 1pm Friday same day
After 1pm Monday

BigBlueSky

intalex said:

I just submitted a withdrawal this afternoon on one account, and earliest I could specify was tomorrow's date as the processing date, with the promise of funds being at the destination the next working day (Monday). So I specified Monday as the processing date instead. I didn't track the timing on deposits, the £1 test amount took a while to bounce, and the minimum £5,000 also didn't hit home anywhere near swiftly, though can't remember if it was at least same day or not.

OK thank you.  It sounds like you lose one days interest when withdrawing funds then, but not sure about deposits.

Does anyone else know how long deposits take?

Zaul22

Hoping Zopa goes up but they made a move immediately before the base rate went up so it might be another week or 2. 

2010

BigBlueSky said:

intalex said:

I just submitted a withdrawal this afternoon on one account, and earliest I could specify was tomorrow's date as the processing date, with the promise of funds being at the destination the next working day (Monday). So I specified Monday as the processing date instead. I didn't track the timing on deposits, the £1 test amount took a while to bounce, and the minimum £5,000 also didn't hit home anywhere near swiftly, though can't remember if it was at least same day or not.

OK thank you.  It sounds like you lose one days interest when withdrawing funds then, but not sure about deposits.

Does anyone else know how long deposits take?

My answer above was for deposits.
I once tried a small initial deposit with Charter and it bounced back.
Min for this 2.25% issue is £5k, so get your numbers right.

Initial deposit - you have a limited period in which to make an

initial deposit into the Account. For Online Accounts that is up

to 14 days, beginning on the day you apply for your Easy Access

Account.

metrobus

2010
h
How long does it take to bounce back?
Also does the account show up on your accounts before a deposit is accepted? if so afte hoow long?
Thank you

2010

metrobus said:

2010
h
How long does it take to bounce back?
Also does the account show up on your accounts before a deposit is accepted? if so afte hoow long?
Thank you

Not instantly but I can`t remember how long maybe a couple of days.

I already have an account with them so the new one I just opened will show tomorrow.

t1redmonkey

Anyone know how long it takes for Charter to email a user ID across?