The Top Easy Access Savings Discussion Area

soulsaver

mebu60 said:

soulsaver said:

Bit of an issue with Cambridge BS:

In the summary it makes no mention of limited access; but in the small print 'special terms & conditions' 

'5.2 Your Saver allows one withdrawal per calendar month'.

your-saver-september-2022.pdf (cambridgebs.co.uk)

IMO it's a big enough issue that it should be in the summary.

eta link

It is in the summary box. Manage the account: Can I withdraw money? After the first 14 days you can withdraw cleared funds from your account once every calendar month without giving notice or paying a fee. More frequent withdrawals are not permitted. 

Yeap edited with explanation... not a very good one, but honest!

soulsaver

And another chance to not shine: Has anyone found The Cambridge App - not found in Play Store?

Nick_C

soulsaver said:

And another chance to not shine: Has anyone found The Cambridge App - not found in Play Store?

Now that is odd!  There is an Android App, I use it, but it is not currently available in the Google Play Store. 

I suggest you call them and ask.

There is a link from their website, but it doesn't currently work. 

https://www.cambridgebs.co.uk/more/help-centre/faqs-and-guides/managing-your-account/getting-online-in-three-easy-steps

BigBlueSky

New Launch - Market Beating

Charter Savings Bank - Easy Access - Issue 28

2.25% - Variable

https://www.chartersavingsbank.co.uk/Products/EasyAccess

Pompeydave1967

Good rate from charter , £5000 min deposit .

jimexbox

Pompeydave1967 said:

Good rate from charter , £5000 min deposit .

Can you deposit the usual quid first? 

BigBlueSky

Does anyone know how quick Charter generally are with transfers in/out ? - Would a transfer in now be applied for today or not until tomorrow ?

jimexbox

Over to Zopa to respond, this matches their 90 notice pot!

fwdrew

jimexbox said:

Over to Zopa to respond, this matches their 90 notice pot!

I hope they respond quick, they have done  in the past. If not time to move elsewhere.

intalex

jimexbox said:

Pompeydave1967 said:

Good rate from charter , £5000 min deposit .

Can you deposit the usual quid first? 

I tried it with an earlier issue and it bounced right back, but I did get a notification from Charter that it did, so that gave me comfort the inbound pipeline was accurately set up.

BigBlueSky said:

Does anyone know how quick Charter generally are with transfers in/out ? - Would a transfer in now be applied for today or not until tomorrow ?

I just submitted a withdrawal this afternoon on one account, and earliest I could specify was tomorrow's date as the processing date, with the promise of funds being at the destination the next working day (Monday). So I specified Monday as the processing date instead. I didn't track the timing on deposits, the £1 test amount took a while to bounce, and the minimum £5,000 also didn't hit home anywhere near swiftly, though can't remember if it was at least same day or not.