The Top Easy Access Savings Discussion Area

Pompeydave1967

At last Atom…much better rate quite a jump .

Sg28

andyhicks88 said:

Ah I wondered when they would move but they will probably be down the pack again this time next week.  Looking at what Zopa do now because they only had an increase last week (?) but they are way down the pack now on EA and even Notice. They are usually pretty good at staying competitive. 

Im hoping the increase last week wasnt all we are going to get this time. I like zopa so dont want to have to move again so soon. 

Thumbs_Up

Tandem, what’s your next move eh?

SeriousHoax

Come on Cynergy bank I'm waiting on you to go top of the table.🤪😜🤔🤔🤔

Anyone think they will raise there intrest rates.

jimmyboy420

Any reason not to go with Al Ryan at this stage? 

Bigwheels1111

jimmyboy420 said:

Any reason not to go with Al Ryan at this stage? 

I have an account with then and Gatehouse.
Both are fine, I would think Al Ryan would raise its rate again soon.
They just add it to the account without you doing anything.

Daliah

jimmyboy420 said:

Any reason not to go with Al Ryan at this stage? 

None that I can see, if you have £5k+. I have been back with AR since the beginning of August, and I have held easy access accounts with them for several years before, whenever they were top payers. 

As it's easy access, so you can take your money out whenever you like - subject to their daily withdrawal limit of £20k. If you are really desperate, you can get a CHAPS payment for a higher amount, at the cost of £15 (difficult to justify when all you want to is shift your money to a better paying account). 

Futuristic

TomDolan said:

Atom instant saver rate increased to 1.88 gross / 1.9 aer

Just as I withdrew yesterday after they didn't move rates for quite awhile of course. Well time to finally sign up to Al Rayan most likely, will wait till next week to see if others move

Daliah

Whilst savings rates will still go up in the next few weeks and months, let's be careful what we wish for.

howryoo

Typical .... once I've moved my funds, Atom decides to increase its easy access rate!