The Top Easy Access Savings Discussion Area

Daliah

Yes thanks again, I had figured it out  . Useful option.

soulsaver

ToTP  

24/08: Al Rayan holds onto top spot.. for now.. 

OK rate trappers.. Easy(ish) Access, Top (10ish) Of The Pots.. BoE base rate +0.5 =1.75% (04/08)

Updated at 24/08/2022.. c.11.00hrs - Starter for 10; not comprehensive, DYOR.

Latest/recent changes in bold. Links added for all accounts. TIA for all contributions.
Bracketed dates = date rate added/amended here.

1 Al Rayan Everyday Saver iss 3. £5k min 1.90% (11/08) App onlyish. Everyday Saver (Issue 3) | Islamic banking | Sharia compliant & ethical (alrayanbank)

2 Shawbrook EA iss29 1.86% £1k min (24/08)  Easy Access Savings Accounts | Shawbrook Bank thnx @SJMALBA

3 Cynergy EA; 1.85% inc 1st yr bonus (16/08) 'existing customers'  Cynergy Bank 

4 Zopa Smart Saver(App only) - £85k max. Improved rates(08/08) Access 1.81%. Boosted 7day notice 1.85%.  31day 1.95%; 95day 2.05%  Smarter Savings built for real life  

5 Gatehouse EA 1.80% EPR (10/08) Min £1k Easy access account | Gatehouse Bank | Gatehouse Bank plc 

6 Paragon triple access 1.80% (19/08) Triple Access Savings Account | Paragon Bank thnx @Unclek

7 Charter 1.75% £5k min (18/08) Easy Access (chartersavingsbank.co.uk) thnx @SJMALBA

8 Nationwide Triple Access 1.75% (23/08) Savings accounts | Nationwide  thnx@Bridlington1

9 Virgin Money 1.71% (27/07)c/w M plus c.a. £25k max EASY ACCESS SAVINGS | Virgin Money UK

10 Yorkshire BS*Tiered* Intrnt Svr Plus iss 12 (18/08) wef 01/09: 1.70% (1.5%<£10k 1.75%>£50k) . View our Easy Access Savings Accounts | Savings | YBS ; Also note YBS 1.75% <£10k with restrictions wef 01/09 Savings Account - More Information | YBS 

11 Aldermore Double Access 1.7% (19/08) Double Access Account, Instant Access Savings Account - Aldermore Bank thnx @southone

See prior ToTPs for detail on recent 'drop offs...'. 

Previous post: The Top Easy Access Savings Discussion Area - Page 671 — MoneySavingExpert Forum

Recent/Upcoming Drop offs:  (Today 20/08) Principality, Tandem, RCI, Tesco, Skipton

Previously: Ford Money, Sainsbury, Secure Trust Bank, Chase, Newcastle BS, Family BS, Nationwide BS.

Check terms for yourself - DYOR.
Note: These rates may, or may not be applied to existing accounts, plse check.

Also small balance, high rate: Virgin Money 2.0% £1k limit, Nationwide FlexDirect 5% on £1.5k (1st year only) Others  of note?

Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum

And Notice Accounts: Notice Accounts - Page 11 — MoneySavingExpert Forum

intalex

Marcus and Atom appear to have receded from competition, despite both being heavily focused on savings...

Bigwheels1111

I have savings maturing from Atom next month, the 1.5% fixed deal they had for a week or so last year. Like quite a few on here.
To be honest I thought I would be going with them again as their rates have been the best or second best for month after month 
That seems to have stopped now.
It’s time to ditch and switch by the look of things.
Stash the cash in an easy access or notice pot and wait for December, when I hope 4% plus will be available.

wiseonesomeofthetime

Mine are spread. Easy Access. Notice 31 and Notice 90/95

No fresh fixes since March 2022. Better deals likely to come, just no idea when will be the "peak".

Nationwide Fixed ISA is next up. Matures Sept after earning a magnificent 0.75% for the last 18 months 🤦‍♂️

2010

intalex said:

Marcus and Atom appear to have receded from competition, despite both being heavily focused on savings...

You can also add Nationwide "on your side" to the list.

Frogletina

wiseonesomeofthetime said:

Mine are spread. Easy Access. Notice 31 and Notice 90/95

No fresh fixes since March 2022. Better deals likely to come, just no idea when will be the "peak".

Nationwide Fixed ISA is next up. Matures Sept after earning a magnificent 0.75% for the last 18 months 🤦‍♂️

I can't wait for my Nationwide fixed isa to mature...I think I should have closed it earlier and taken the penalty, but who knew!

I will transfer it into my flexible isa, then withdraw it to Zopa until I can find a good fix.

My flexible isa will soon be better than than Zopa but I'm up to the max in there, so need 2 good fixed isas for a year.

dekkard

mebu60 said:

S_uk said:

Just logged in to my paragon account:

Easy Access Issue 3: 1.60% to 1.85%
Triple Access ISA Issue 8: 1.55% to 1.85%.

Very happy with the latter in particular. 

Ditto re the ISA :-) I know this is an (the?) EA thread but people may be interested to know that the Paragon Triple Access ISA Issue 8 was Top Of The Cash ISA Pots at 1.55% so it's quite some move on their part. For information only, not discussion obviously as this is EA. 

Paragon Ltd Ed Easy Access Issue 7 is now 1.83% though Paragon's email about the change said it was to be 1.85%.

BigBlueSky

dekkard said:

Paragon Easy Access Issue 7 is now 1.83% though Paragon's email about the change said it was to be 1.85%.

Probably monthly interest vs annual interest.

dingling68

wiseonesomeofthetime said:

Mine are spread. Easy Access. Notice 31 and Notice 90/95

No fresh fixes since March 2022. Better deals likely to come, just no idea when will be the "peak".

Nationwide Fixed ISA is next up. Matures Sept after earning a magnificent 0.75% for the last 18 months 🤦‍♂️

Same for me too