The Top Easy Access Savings Discussion Area

Bigwheels1111

Oasis1 said:

Bigwheels1111 said:

Moved cash from Ford money, Tandem, Atom, Chase and Marcus.
Al Ryan full.
Shawbrook full.
Zopa open and ready for net pot to mature.

Now the waiting begins for 5 year at 4% plus.

Can I have a tenner?

Sorry no, I left £10 in each of the accounts.
Could have kicked my self when YBS started it 5% regular saver and I did not have an active account.

surreysaver

Bigwheels1111 said:

Oasis1 said:

Bigwheels1111 said:

Moved cash from Ford money, Tandem, Atom, Chase and Marcus.
Al Ryan full.
Shawbrook full.
Zopa open and ready for net pot to mature.

Now the waiting begins for 5 year at 4% plus.

Can I have a tenner?

Sorry no, I left £10 in each of the accounts.
Could have kicked my self when YBS started it 5% regular saver and I did not have an active account.

I have an active account, but not for long enough. The account that would have got me the 5% RS I had closed in June!

Daliah

surreysaver said:

Bigwheels1111 said:

Oasis1 said:

Bigwheels1111 said:

Moved cash from Ford money, Tandem, Atom, Chase and Marcus.
Al Ryan full.
Shawbrook full.
Zopa open and ready for net pot to mature.

Now the waiting begins for 5 year at 4% plus.

Can I have a tenner?

Sorry no, I left £10 in each of the accounts.
Could have kicked my self when YBS started it 5% regular saver and I did not have an active account.

I have an active account, but not for long enough. The account that would have got me the 5% RS I had closed in June!

I am pretty sure YBS allows applications on the phone or in Branch if you have held accounts with them continuously for at least 12 months. Their system only checks the max length of time you have held the account you have held longest and isn't smart enough to look at all your account history. It needs a human to approve the exception. Please ask in the RS thread if you have further queries about the 5% account.

Bridlington1

According to moneyfacts, Nationwide's 1Y triple access saver will be going up to 1.75%.

gwapenut

I always keep a foot hold in each building society I am a member of. It used to be of benefit for demutualisations (though you tend to need a balance of £100), and has proven useful in more recent years for loyalty accounts with better interest rates, for even a nominal balance. Only for a few societies, but enough to make it worthwhile.

MDMD

Bridlington1 said:

According to moneyfacts, Nationwide's 1Y triple access saver will be going up to 1.75%.

Here’s the list of changes from today and 1st Sept

https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/savings/branch-notices/smd512-changes-to-savings-rates-aug-22.pdf

km1500

Just looked and it seems the rate is increased from 1.5 to 1.75 without the need to open a new tripke access account.

soulsaver

Bridlington1 said:

According to moneyfacts, Nationwide's 1Y triple access saver will be going up to 1.75%.

MDMD said:

Bridlington1 said:

According to moneyfacts, Nationwide's 1Y triple access saver will be going up to 1.75%.

Here’s the list of changes from today and 1st Sept

https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/savings/branch-notices/smd512-changes-to-savings-rates-aug-22.pdf

Thanks.
Top Easy Access acs Top 10 'ToTP'  - link below, in signature - updated with Nationwide Triple Access 1.75%

t1redmonkey

Looks like Cynergy have changed their easy access account now - still 1.85% but restricted to existing customers only.

Molehusband

t1redmonkey said:

Looks like Cynergy have changed their easy access account now - still 1.85% but restricted to existing customers only.

If so that's one good reason for always keeping open at least one single account with minimal balance when switching to another provider offering a better rate. Many people here seem to totally "ditch" a provider when moving money out, thus they may be unable to open new accounts with the old provider when their rates subsequently rocket up.