📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Easy Access Savings Discussion Area

16866876896916922003

Comments

  • janusd
    janusd Posts: 1,062 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    th
    southone said:
    AndyTh_2 said:
    isasmurf said:
    Looking at their interest rate page,  Paragon have increased off sale issues of the Triple Access account to 2%.  The on sale issue has increased to 1.8%
    seems you are correct - looking at their historic rates page, issues 1-8 of the Triple Access are 2.0% from today... issue 9 (the one shown on MF and the Paragon site) looks like it's gone from 1.3% to 1.8% - at 2% i'd have been tempted, but at 1.8 with limited access, it's not for me (especially as I think Paragon are one of the ones that send some login details via post and sadly I no longer have any accounts with them).
    I've repeatedly rejoined Paragon without new login details being needed after switching Cash ISAs to and from in the past 2-3 times. My account is still active with my existing credentials even with no open accounts.

    They leave account open so you can get too statments and stuff
    this is what they told me in 2021 - "I can confirm that as you no longer have an active account you would need to apply for an account as a new customer. You can use the same details as you have previously used since these are not linked to an active profile, the memorable information and password you supplied in your previous account can be used however you will generated a new username to log into your new account. "... my login details no longer work... there was over a year between closing my account and the above reply... it's no big deal, and if a good deal comes along from them, i'll go through the hoops of reapplying.
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    edited 19 August 2022 at 5:36PM
    soulsaver said:
    I'm trying this signature enabling finding latest ToTP page 'hack', see if it's workable... problem is if I forget to alter it...

    Have you considered putting your table onto Googledocs, as a document everyone with the link can read? You can then just put the Googledocs link in your sig (MSE permission assumed - if not allowed, just post the link in the body of your post)
    A Googledoc is probably also a great deal easier to edit than a forum post.

    The other option is that you keep updating your post on p671. You can bookmark the post (and so can everyone else). Then all you have to do is post a quick "P671 updated", with the direct link in your sig. The direct link to your post on p671 is
    https://forums.moneysavingexpert.com/discussion/comment/79402856/#Comment_79402856
  • mebu60
    mebu60 Posts: 1,690 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    S_uk said:
    Just logged in to my paragon account:

    Easy Access Issue 3: 1.60% to 1.85%
    Triple Access ISA Issue 8: 1.55% to 1.85%.

    Very happy with the latter in particular. 
    Ditto re the ISA :-) I know this is an (the?) EA thread but people may be interested to know that the Paragon Triple Access ISA Issue 8 was Top Of The Cash ISA Pots at 1.55% so it's quite some move on their part. For information only, not discussion obviously as this is EA. 
  • Rollinghome
    Rollinghome Posts: 2,732 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 19 August 2022 at 6:00PM
    Nick_C said:
    Principality's Online Double Access Issue 2 account is now paying 1.65% variable for balances of £1-£1,000,000.
    I've currently got a Coventry BS Limited Access Saver which allows 6 penalty-free withdrawals a year and is currently paying 1.5%. On 1 September that's due to increase to 1.85%. It will then be one of my best interest paying accounts, however I'm not sure if it's still available to new takers.
    It is no longer available, and I don't see how it's helpful to publicise accounts that are no longer available. 
    Helpful to people who do have the account perhaps - including those in the habit of keeping a pound in old accounts "just in case" but not watching them too closely? I understand that account is unavailable to new customers, not unavailable to existing customers.

  • mebu60
    mebu60 Posts: 1,690 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    southone said:
    Aldermore Double Access Account
    Up to 1.70% AER showing on web site

    Excellent news! I had dinner with an old friend last week who now works there. Told her they had until 31/8 to up their rate on the DA from the miserly 1.4% as that was when my 120 Day Notice (1.54%, possibly more now) closes and moves into the DA and would be moving onward rather rapidly otherwise. Job done!

    (For the record she has no involvement in the setting of interest rates). 
  • mebu60
    mebu60 Posts: 1,690 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I've currently got a Coventry BS Limited Access Saver which allows 6 penalty-free withdrawals a year and is currently paying 1.5%. On 1 September that's due to increase to 1.85%. It will then be one of my best interest paying accounts, however I'm not sure if it's still available to new takers.
    It is no longer available, and I don't see how it's helpful to publicise accounts that are no longer available. 
    Helpful to people who do have the account perhaps - including those in the habit of keeping a pound in old accounts "just in case" but not watching them too closely? I understand that account is unavailable to new customers, not unavailable to existing customers.

    Was about to say the same as Rollinghome. I have a Coventry Four Access which has also increased to 1.85%, also not available to new subscribers. But given recent discussions on merits of leaving minimal amounts in old accounts this is a good example of why some people do that. And helpful to know what is happening elsewhere regardless as it is a useful indicator of trends.
  • talexuser
    talexuser Posts: 3,537 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yorkshire Instant Access Int Saver Plus 12 will go to 1.7% over 10k on Sep 1st.
  • mebu60
    mebu60 Posts: 1,690 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    talexuser said:
    Yorkshire Instant Access Int Saver Plus 12 will go to 1.7% over 10k on Sep 1st.
    Yorkshire Building Society Internet Saver Plus Issues 11 & 12 will increase to 1.7% >10k and 1.75% >50k on 01:09:22.
  • Patr100
    Patr100 Posts: 2,791 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 19 August 2022 at 9:15PM
    Daliah said:
    soulsaver said:
    I'm trying this signature enabling finding latest ToTP page 'hack', see if it's workable... problem is if I forget to alter it...

    Have you considered putting your table onto Googledocs, as a document everyone with the link can read? You can then just put the Googledocs link in your sig (MSE permission assumed - if not allowed, just post the link in the body of your post)
    A Googledoc is probably also a great deal easier to edit than a forum post.


    Some of us have viewing signatures turned off in the forum settings. I get tired of reading the same text over and over again and it's a much quicker scroll through threads.
    So I turn sigs off. So we wouldn't see links in sigs, even if they were permitted (which is unlikely),
    It would be better t to ask the mods if you can make an editable sticky post at the start of this thread, you can then link to that if you want to refer to it when it updates  and it's easy to find.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.